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Cookie policy

Cookies and consent collection

This website uses cookies. Cookies are text files containing small amounts of information which are downloaded to your computer or other device when you visit a website. They are used to help you navigate websites efficiently and perform certain functions.

On your first visit to our homepage a banner appeared to make it clear that this website used cookies, and directed you towards this Cookie Policy. The banner explained that by continuing to browse this website you would be agreeing to our use of cookies. This means that by using this website, you are deemed to be giving your consent to our use of cookies in the manner set out below.

Changing your cookie preferences

If you would like to update your Cookie settings for use on this website visit our Cookie Settings page.

Classification of cookies

Cookies can be classified by duration and by source.

Duration

This website uses both session and persistent cookies:

  • Session cookies – a cookie that is stored temporarily and is destroyed when you close the link, by closing the browser and terminating the particular ‘active session’ you are on and during which you made your visit to this website.
  • Persistent tracker cookies – a cookie that enables a website to remember you on subsequent visits, speeding up or enhancing your experience of services or functions offered. These cookies are not deleted when you close your browser and they will remain on your computer or other device unless you choose to disable them.

Source

Cookies can be classified as first-party or third-party cookies. First-party cookies are those issued on behalf of the website visited, all other cookies are third-party cookies. This website uses both first-party and third-party cookies.

Function of cookies

The cookies used on this website fall into the following categories.

  • Essential (‘strictly necessary’) cookies – these are essential in order to enable you to move around this website and use its features.
  • Functionality and preference cookies – these cookies allow us to remember choices you make (such as language or the region you are in) and provide enhanced, more personal features. This site uses functional cookies to recognise you when you return, enabling us to personalise content for you and remember your preferences.
  • Performance cookies – these are used by web analytics and collect information in an anonymous form about how visitors use this website. They allow us to track site usage, page visits and monitor trends over time. The data collected is limited to managing the performance and design of this site. These cookies are third-party cookies (Google Analytics) but the information is in an anonymous form and is obtained for the exclusive use of M&G. For further details see ‘Google Analytics’.
  • Advertising ('targeting') cookies – we use persistent third-party cookies to track user history for advertising and targeted marketing purposes. We may also use pixel tags or transparent GIF files (also known as beacons) in combination with cookies to target and personalise content. These cookies do not collect or otherwise process any specific personal information about you. They collect information in an anonymous form about how visitors use this website and other websites with the information used to tailor advertising or marketing on this website and other websites.
  • Other third-party cookies – this website has links to other third-party websites, and the linking process may involve third-party cookies being placed on your machine or other device. We also use embedded widgets on this website to enable content sharing through social media networks. These widgets, such as Twitter or Linkedin ‘Share’ / ‘Like’ button, will be clearly visible to you on relevant pages of this site.

You can find out more about cookies at www.allaboutcookies.org and the site will explain how to control and delete unwanted cookies you have already accepted.

How to opt out for Cookies

There are a number of ways to opt-out for cookies. You can manage cookies through the Cookie settings screen on this site; or alternatively set your browser to either block all cookies; to only allow “trusted” sites to set them, or to accept cookies only from the websites that you are currently on. If you choose to block all cookies, you may experience problems accessing certain areas of this website.

If you would like to opt out of certain third-party cookies on this website please follow the links below:

Cookies table

This table summarises the cookies which may be set on your machine or other device when it is used.

Cookie name Description Classification
ARRAffinity Used by our load balancer to maintain your session with a single server. Strictly necessary
ASP.NET_SessionId Used by our server to know the requests are coming from you and to return you the appropriate content. Strictly necessary
Buto
Buto hosts the videos that appear on our websites. The cookie allows for more efficient playback of videos
Functionality 
Cookie-Preference  Used to remember your cookie setting preferences  Strictly necessary 
countrySelectorClosed Used to remember if you have closed our country selector Strictly necessary
disclaimer-cookie Used to remember your agreement to our disclaimers Strictly necessary
Doubleclick
Internet based advertising -  A subsidiary of Google serving adverts and reporting on their performance
Advertising
Eloqua
Used to track your site activity so that we can send you emails that are related to your interests. Advertising
Facebook Facebook store cookies which allow the Facebook "Like" social sharing functionality
Functionality
Google 
Analytics - Provides data anonymously on the visits made to our website
Performance
Google tag manager
Analytics - Measures traffic and visitor behaviour to help us understand the impact of online advertising and social channels to help us improve our website
Performance
Looking Glass
Monitors website to help protect against malicious attack Strictly necessary 
Quantcast
Analytics - Quantcast provides website data including demographic, geographic and lifestyle information in relation to specific campaigns
Performance  
SC_ANALYTICS_GLOBAL_COOKIE Used to track your site activity over time so that we can tailor content to your interests. Functionality and profile
SC_ANALYTICS_GLOBAL_SESSION Used to track your site activity for this visit so that we can tailor content to your interests Functionality and profile
Twitter
Twitter store cookies which allow their "Tweet" social sharing function Functionality