Investing for good: the new normal

3 min read 28 Jan 21

Summary: We all want to make the world a better place. For younger generations to inherit a brighter future. But there are great challenges for us to overcome together. For the planet and its people. From stopping environmental damage to tackling social inequality. 

Each of us can take action through our everyday choices. But did you know that we can also aspire to make a difference with our investments? The way that our long-term savings are put to work plays a big role in shaping the world around us. We believe that profit and purpose can work hand in hand.

Thousands of investors already helping to save the planet 

Putting your investments to work targeting financial returns PLUS helping the planet is fast becoming a mainstream approach.

In July 2020 alone, a record £362m* was invested into equity funds around the world striving for financial success while working to heal the planet. With this growing trend for investments that deliver positive change alongside the opportunity for financial returns, the trend for businesses and organisations to adopt impactful social and environmental ‘missions’ looks set to continue.

And by joining the thousands of like-minded individuals investing their money in this way, there is no limit to the environmental and societal transformation you can be part of, all while you invest for your financial future. The greater the ‘crowd’, the greater the power to change the course of our future by investing in some of the world’s most innovative and pioneering businesses, working towards something better for us all. 

M&G Planet+ funds. Investing for a brighter tomorrow

When you put your money to work in our Planet+ range of funds, you have the opportunity to support businesses that are leading the way for a healthy planet, by creating smart energy technology or reducing waste. 

Your money can help to find and fund the pioneers in social inclusion, like those providing more affordable education or offering childcare.

And your investments have the opportunity to fund the infrastructure that matters most, like hospitals, homes and offices, to work towards something better for us all.

Put your old ISAs to work for a brighter future 

If you have ISAs from previous tax years you can put those to work towards something better for the planet, as well as your financial future, without investing a penny more than you already have. 

This small action has the potential to make an enormous difference. By transferring your ISAs or Junior ISAs held elsewhere into one of our Planet+ funds, you have the opportunity to make a real difference, while continuing to work towards your long-term investment goals.

It’s easy to transfer your ISAs to M&G, and we’ll even do it for free. But it is worth checking with your existing provider first as they may apply a charge from their end. Our step-by-step guide to transferring your ISAs explains how to get your old investments working towards something more than just your financial future.

When your ISA is being transferred it will only be out of the market for a short time so you can be assured that it will not lose or gain in value during this time. 

There’s no time to waste. Your investment choices have never been more important.

Please remember that the tax rules for ISAs and Junior ISAs may change in the future and their tax advantages will depend on your individual circumstances.

The views expressed in this document should not be taken as a recommendation, advice or forecast. We are unable to give financial advice. If you are unsure about the suitability of any investment, please speak to a financial adviser. If you don’t already have one you can find one on our website.

The value and income from any fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.

*Source: Trustnet.com 14 August 2020 "2020 has been a watershed year for ESG funds – but what does the future hold?"

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