PruFund Accumulation
Find out the contributions required to achieve a certain pot, or model the final pot based on a number of inputs.PruFund Decumulation
Find out the level of income payable, the term it can be paid for, or model other decumulation scenarios.PruFund Accumulation & Decumulation
Here you can model a combination of accumulation and decumulation scenarios to provide a full retirement journey.| Projected fund at retirement | |
| Pension commencement lump sum available |
| Client age (at start of year) | Fund value (at end of year) |
|---|
| Number of years of charges applied | |
| Set up adviser charge(for regular contributions) | |
| Set up adviser charge(for starting fund value) | |
| Ongoing adviser charge | |
| Subsequent adviser charge |
| Clients age | Adviser income |
|---|
| Final year of income | |
| Value at end of term |
| Client age (at start of year) | Fund value (at end of year) | Income |
|---|
| Number of years of charges applied | |
| Set up adviser charge(for starting fund value) | |
| Ongoing adviser charge | |
| Subsequent adviser charge |
| Clients age | Adviser income |
|---|
| Projected fund at retirement | |
| Pension commencement lump sum available | |
| Final year of income | |
| Value at end of term |
| Client age (at start of year) | Fund value (at end of year) | Income |
|---|
| Number of years of charges applied | |
| Set up adviser charge(for regular contributions) | |
| Set up adviser charge(for starting fund value) | |
| Ongoing adviser charge | |
| Subsequent adviser charge |
| Clients age | Adviser income |
|---|
This modeller allows you to demonstrate retirement planning through the Flexible Retirement Plan for your existing FRP clients only. You can use the tool to demonstrate the contributions required to achieve a final pension pot at retirement, or find out the level of income payable and the term it can be paid for. Alternatively, use the modeller for a combination of accumulation and decumulation to provide a full retirement journey
This modeller is not a personal illustration and the values presented does not suggest any recommendation and should not be taken as offering advice from Prudential. This is a modelling tool and not a quotation system.
Every care has been taken as to its accuracy, but it must be appreciated that neither Prudential nor its representatives can accept any responsibility for loss, however caused, suffered by any person who has acted or refrained from acting as a result of material contained in this calculator.
Illustration growth rates for some PruFunds may differ. For a client specific illustration please visit http://www.pruadviser.co.uk/content/personalpensions/352215/ or call us on 0808 234 0808. Calls may be monitored or recorded for quality and security purposes.
This modeller does not consider the Scottish Rate of Income Tax.