Growing our Planet+ fund range

2 min read 14 Dec 21

We know from listening to our customers and their advisers that more people are becoming aware of the need to consider the environmental and social impact of their investments to ensure a positive future for themselves and their families, and their preferences and needs are changing. Older people need to make their savings last for longer and may be concerned about the impact of climate-related uncertainty and change on their investments, and about the society that future generations will inherit. Younger people are also taking an interest in where their money is invested and their ability to influence positive change on the environment and society.

To help meet these needs, we’ve developed a Planet+ range of funds and strategies, and our goal now is to grow this range so that a substantial amount of our assets under management are in these solutions. We will do this by attracting new flows into the funds, launching new funds, launching Planet+ versions of existing funds, and transitioning funds to Planet+ by changing investment objectives or policies.

Our actively managed funds outside the Planet+ range typically integrate environmental, social and governance factors in investment analysis and decision-making, usually as part of considering the financial impact of such factors. Planet+ includes a range of solutions  for people who are specifically seeking sustainable long-term, so 5 to ten years or more, financial returns and those who also want to use their money to help towards making a positive difference to the environment and society. All Planet+ funds exclude certain investments for these reasons, and several specifically target sustainability and/or impact objectives as well as their financial objectives including where appropriate explicit links to UN Sustainable Development Goals (UN SDGs). While we support the UN SDGs, we are not associated with the UN and our funds are not endorsed by them.

Our new sustainable multi-asset fund range

In Q4 2020, we added to our range of existing Planet+ solutions by launching a family of retail multi-asset funds which combine impact investment, adherence to high ESG standards, and actively manage  our dynamic approach to markets. The new range has three individual funds to suit different risk tolerances: ‘Cautious’, ‘Balanced’ and ‘Growth’. Part of each fund’s portfolio includes a core holding of positive impact assets, and there is a preference for investing in direct holdings to better control the ESG quality, while maintaining the ability to allocate capital across asset classes globally – including equities, bonds and infrastructure.

As with all investments, the value can go down as well as up and so you might not get back what you put in.