Getting the right advice and support for you
Every year, we help many clients choose the right fund for them. There’s a lot to consider, but some of the main areas we’ll look at are:
- What are your goals – we’ll talk through what your goals are for your money to help understand how much money is needed.
- Attitude to risk – we’ll calculate how much risk you’re comfortable taking to help us decide the right fund for you.
- How long to invest – we would advise investing over the medium to long-term (typically 5 to 10 years or more) and the funds we recommend are suitable for this length of investment.
- Fund options – we can advise on passive funds, actively managed, smoothed investments and sustainable investments and can explain these in more detail when we meet.
Help with choosing the right fund
It’s not easy to understand all the options, let alone pick one that’s suitable for you. Your fund option will also have a huge bearing on the success of your money. Our advisers can help in a number of ways to help you make this important decision:
An expert review
Our financial advisers are experts in this area and can let you know what to do in a straightforward way.
Peace of mind
Speaking to one of our financial advisers will give you comfort that an expert has reviewed your finances and recommended what’s best for you.
Plan creation
We’ll create a financial plan that’s tailored to your own specific circumstances and your future goals.
Where to invest
We’ll recommend the fund that’s most suited to meeting your needs now and in the future.
We'll do the hard work
We’ll create a plan, complete all the paperwork and set everything up for you.
Keep on track
If appropriate, we’ll regularly review your pension and make any changes to keep it on track.
As with all investments, the value can go down as well as up and you may get back less than you put in. We believe less can definitely be more. So the advice recommendations we make are from a carefully selected range of products and funds. Using a focused and controlled approach allows us to develop an in-depth knowledge of the products, so we can safely and confidently recommend a solution that’s right for you. This is known as restricted advice.
Common questions you might have
- I’ve not touched my investment for years, should I leave it?
- There are so many options, what should I choose?
- What’s the difference between active and passive funds?
- Do any funds come with guarantees?
- Am I better keeping my money in the bank?
Our promise to you
Your first meeting won't cost you a penny
Guarantee to provide you with a personal recommendation, at no cost*
We won't put pressure on you to take our advice recommendation
*charge only be payable if you choose to proceed with our recommendation
"M&G Wealth Advice” is a trading name of M&G Wealth Advice Limited which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 5739054. Authorised and regulated by the Financial Conduct Authority.