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We carried out research and interviews with your peers to bring you these practical insights on the use of Centralised Retirement Propositions

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Paraplanner Assembly Series 2021 – CRPs

31/03/2021

For 2021’s first assembly, Next Wealth’s Heather Hopkins, who researched our 2nd annual Centralised Retirement Proposition (CRP) report took us through what’s changed  in the exceptional circumstances of the past year.  She was joined by Lift Financial’s Jonny Stubbs and M&G Wealth's John Allen in a lively discussion on what that means for Paraplanners.

Paraplanner Assembly Series 2021 – CRPs

From ethical to impact: Getting started in responsible investing

31/03/2021

As regulation of sustainable and responsible investment advice looks more likely, we’re taking advisers on a deep-dive into the world of responsible investing  – with a five-part webinar series explaining what the different disciplines involve and how to build a practical responsible investment proposition.

From ethical to impact: Getting started in responsible investing

Vulnerable customer guidance isn’t a ‘one and done’ exercise

16/03/2021

I certainly wouldn’t blame anyone if they’re finding it a hard thought to roll up their sleeves and get stuck into the FCA’s Finalised Guidance for firms on the fair treatment of vulnerable customers. However, its arrival is arguably very timely because the last 18 months or so have really brought home why client vulnerability is such an important, and very real, issue.

Vulnerable customer guidance isn’t a ‘one and done’ exercise

Engaging new clients during lockdown

10/03/2021

I certainly wouldn’t blame anyone if they’re finding it a hard thought to roll up their sleeves and get stuck into the FCA’s Finalised Guidance for firms on the fair treatment of vulnerable customers. However, its arrival is arguably very timely because the last 18 months or so have really brought home why client vulnerability is such an important, and very real, issue.

Engaging new clients during lockdown

CRP Report 2021: How are advisers investing for retirees?

08/03/2021

Our latest survey on centralised retirement propositions has shown that - when it comes to planning in retirement - firms are increasingly interested in adopting a centrally agreed approach to cashflow modelling, determining income withdrawals and assessing client risk tolerance. But what are firms’ preferences for investment strategies for their retiree clients?

CRP Report 2021: How are advisers investing for retirees?

CRP Report 2021: Keeping retirement planning centralised and bespoke

01/03/2021

As we’ve reported, our latest report on Centralised Retirement Propositions, in partnership with consultants NextWealth, reveals around 50% of advisory firms in the UK now have a centrally agreed approach to planning in retirement.

This ranges from a centralised approach to cashflow modelling and calculating client withdrawals, to tools for determining tolerance and attitude to risk in retirement.

CRP Report 2021: Keeping retirement planning centralised and bespoke

CRP Report 2021: Why firms are choosing a centralised retirement proposition

22/02/2021

As planning in retirement is becoming more complex – and more in demand – a growing number of firms are choosing to centralise and standardise their approach to retirement advice.

We’ve been plotting this trend over the past two years in the Centralised Retirement Propositions report, created in partnership with consultants NextWealth.

CRP Report 2021: Why firms are choosing a centralised retirement proposition

CRPs help boost business, research shows

17/02/2021

Our research indicates that advice firms that have implemented a Centralised Retirement Proposition (CRP) may have fared better during the past year than those without a CRP. The research carried out for us by NextWealth, based on a survey of 200 advice firms, reveals that those with a CRP in place are more likely to say they gained more clients than usual in 2020 compared to those without.

CRPs help boost business, research shows

Are the new investment pathways rules a step in the right direction?

08/02/2021

The new rules outlined in the FCA’s Retirement Options 2019 review were just one set of regulations knocked off course by the coronavirus pandemic, with implementation delayed until 1 February 2021.

Are the new investment pathways rules a step in the right direction?

Pension death benefits – the intergenerational opportunity

14/10/2020

This latest article focuses in on the pension death benefit rules, which were extended in 2015 and, as a result, can act as a potential source of intergenerational income.

We take a technical look at the careful balance of information and detail advisers and clients must get right in order to avoid some of the regular problems which can impact if and how pension benefits are passed on.  

Pension death benefits – the intergenerational opportunity