We recognise…
the pivotal role played by pension scheme advisers, trustees and sponsors in safeguarding the financial futures of scheme members. We understand the time constraints, the weight of decision-making, and the need for tailored solutions that address the unique needs of each Defined Benefit Scheme.
We understand…
that in a landscape transformed by evolving market dynamics, heightened financial responsibilities and shifting regulations, DB pension scheme advisers, trustees and sponsors face unprecedented challenges. The pressure to manage schemes efficiently, identify suitable solutions, and navigate the complexities of de-risking has never been greater.
We are committed…
to offering a comprehensive service that places relationships and people at the forefront. We stand as a partner, not just a provider, dedicated to supporting pension schemes at every stage of their de-risking journey.
Your journey, our solutions
We understand the many challenges facing Defined Benefit Pension Schemes now, and in the years to come.
We have developed a suite of products, leveraging the unique strengths and scale of our asset manager (M&G Investments) and the expertise of our Life company (Prudential) as an asset owner.
Latest news
In November we announced the launch of our Value Share Bulk Purchase Annuity (“BPA”) proposition by completing a c.£500m transaction with a private Corporate Sponsor and its UK Pension Scheme, insuring c.3,200 pensioner and deferred members.
The first of its kind, this structure allows Trustees to insure the Scheme members in exactly the same way as a traditional buy-in transaction while also allowing Corporate Sponsors to participate in the risk and reward generated from insuring their well-funded UK pension schemes.
M&G has been working for several years to develop this proposition and expects that this proof of concept transaction will open the door for many more Sponsors to consider this solution as a viable endgame for their UK pension schemes.
The Sponsor, Trustee and M&G have been working tirelessly on this ground-breaking transaction and the strong alignment of interest between all parties involved has enabled this successful outcome.
Learn more
Insights
Our re-entry to the market
In a landscape transformed by evolving market dynamics, heightened financial responsibilities and shifting regulations, pension scheme advisers, trustees and sponsors face unprecedented challenges.
Alternative risk transfer approaches
Listen to Russell Lee and Gurbani Swanni from our Solutions team talk about 'Alternative risk transfer approaches'
Is increased talk of scheme run-off a threat or opportunity for insurers?
Listen to Gurbani Swanni present at the recent Westminster and City Programmes Bulk Annuities Conference.
Meet the team
We have the experience and expertise to guide you through our pension de-risking solutions, from initial conversations to delivery and ongoing support. We are committed to delivering commercially-focused outcomes and meeting the desired endgame solution for your scheme.
For BPA and Value Share BPA
This website is for advisers for pension schemes and/or scheme Trustees, Sponsors and Trusts. Its purpose is for information only. It is not for use with scheme policyholders.
Further Information
M&G plc, incorporated and registered in England and Wales. Registered office: 10 Fenchurch Avenue, London EC3M 5AG. Registered number 11444019. M&G plc is a holding company, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority.
M&G plc is a company incorporated and with its principal place of business in England, and its affiliated companies constitute a leading savings and investments business. M&G plc is the direct parent company of The Prudential Assurance Company Limited. The Prudential Assurance Company Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.