Buy in / Buy Out

We understand that the key aim for a Trustee is to safeguard the payment of members' pensions now, and in the future. There are a number of risks which makes this goal not as straightforward as it seems - longevity, inflation and investment. These can impact the funding position of a scheme and transferring pension risks through a Bulk Purchase Annuity (e.g a buy in or buy out) can help.

All Bulk Purchase Annuities are highly bespoke transactions that are individually negotiated. Our aim is to develop the solutions that works best for your scheme and its members. We can help, whatever your scheme's situation, in areas such as asset complexity (leveraging our investment capabilities), and benefit complexities (including residual risks).

We have a strong brand with a long history of providing annuities and looking after customers.

As part of our offering, we have appointed WTW to provide an online pension portal for members. A comprehensive system, deploying the latest technologies, allowing members access to answers, anytime, anywhere.

  • 24-hour access
  • Individualised personal pension forecaster tool for every Member

It allows members to plan and project their own retirement goals, increasing pension understanding and encourages access to online educational resources and promotes peace of mind about retirement planning.

We have the experience and expertise to guide you through our Bulk Purchase Annuity solutions, from initial conversations to delivery and ongoing support. We are committed to delivering a commercially-focused outcome and meeting the desired solution for your scheme. Please contact a member of our team if you would like to discuss any of our solutions.

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