For UK financial advisers only, not approved for use by retail customers. Click here for the customer website.

Tools and Calculators

Explore options and uncover issues that could affect your clients across a number of devices. Our tools and calculators are for financial advisers and not approved for use with clients.

Some calculators and tools link to the M&G Wealth Tech Matters Hub.

Retirement Modeller

Explore planning scenarios across your client’s full retirement journey with Prudential’s Retirement Account.

Defined Benefit Pension Input Amount tool

Calculate the estimated recommended pension input amount for your client to help you work out annual allowance usage.

Tax Wrapper Comparison Tool

Discover how the returns compare, in general, between onshore bonds, offshore bonds and collective investments such as unit trusts and open-ended investment companies (OEICs).

Salary Sacrifice Calculator

Understand the effect of salary sacrifice on your client’s pension – to lower pension contribution costs or increase contributions at the same cost.

Investment Calculator

Demonstrate the accumulated fund value achievable over a period of time through investing, and the investment required by a client to reach their savings goal.

School & University fees Calculator

Discover the investment needed in an offshore bond to fund school or university fees and the tax payable on withdrawals.

Extracting Company Profits Tool

Find out if your client could extract profits from their business in a more tax efficient way and how.

Prudential Trust & Application Form Tool

Is your client planning to place an investment into trust? Find the correct application form and trust form with tips on how to complete them.

Emergency Tax Tool

Calculate the impact of Emergency Tax on the payment of the Uncrystallised Fund Pension Lump Sum (UFPLS) and the first payment of drawdown.

Annual Allowance Calculator

Find out how Annual Allowance could impact your clients – whether the standard Annual Allowance or tapered annual allowance applies, as well as the amount of unused allowance and carry forward.

Trusts and Inheritance Tax Modeller

This tool allows you to estimate the potential Inheritance Tax liability for one or two individuals, demonstrating the impact gifting part of their estate into trust would have on their overall IHT liability.

Available Funds and Preferential Terms Calculator

Calculate the savings from preferential terms and find funds available for Prudential International Investment Portfolio and the Non-UK version of the Portfolio Account.

Capped Drawdown GAD Calculator

Find out the monthly gilt yield and the impact of this on the amount of income your client could take from capped drawdown.

Discounted Gift Trust Discount Calculator

Estimate the potential discount which your client may receive with a Discounted Gift Trust.