International Prudence Bond

As part of M&G plc we're a strong and financially secure organisation with a well-respected name. M&G plc has over 5 million individual customers and clients in 28 markets, who between them trust the company to manage £367 billion of their money (as at 31 December 2020). Prudential Assurance Company (PAC) is rated by independent credit ratings provider, Standard & Poor's as A+ (as at April 2021).

M&G plc has been helping people plan for their future for over 170 years. Its size and experience puts it in a strong position to invest customers’ money wisely for the medium to long term (5-10 years). M&G plc has investment professionals across the world, centrally co-ordinated M&G Prudential Treasury & Investment Office (T&IO), includes the team formerly known as Prudential Portfolio Management Group. Which is responsible for high level investment decisions and managing investing risk.

International Prudence Bond

Our International Prudence Bond is a medium to long term (5-10 years) investment through a life insurance plan designed with the needs of international investors in mind. It's tailored to each market and sold via professional Independent Financial Advisers.

The International Prudence Bond also offers:

  • Enhanced allocation rate of up to 102.5% of the net premium – no entry fees

  • Choice of three With-Profits Funds, denominated in Euro, US Dollar And Sterling – managed by Prudential’s renowned Portfolio Management Group based in London, UK

  • Loyalty Bonus of 0.2% p.a from the policy’s 6th anniversary

  • Traditional life insurance: Death Benefit of up to 101% of the current policy value

  • Opportunity to top-up the bond*, with the additional amount enjoying the same benefits You do not have to make any further payments into your Bond but you can do so if you wish, at any time. However Prudential International reserves the right to refuse such top-ups, at its absolute discretion.

*The maximum premium in a Fund (including any top-ups: additional payments that you make into your Bond after your initial single payment) is €1,500,000, US $1,500,000 or £1,000,000, per person. On a jointly owned Bond, each bondholder will be treated as having invested the full amount.

  • Your bond has no set term

Sustainable Finance Disclosure Regulation

The Sustainable Finance Disclosure Regulation (SFDR) is a European Union (EU) regulation designed to help investors by providing more transparency on how financial products, and their underlying investment options can promote environmental and/or social characteristics, or have a sustainable investment objective.

This product promotes environmental or social characteristics. This means that it has one or more funds that promote these characteristics, and/or one or more funds that have a sustainable investment objective.

For sustainability-related information for our International Prudence Bond please refer to the documents listed below: