For financial advisers only, not approved for use by retail customers. Click here for the customer website.

International Prudence Bond

The International Prudence Bond offers access to a wide range of unit-linked investment funds with the aim of increasing the value of the money your clients invest over the medium to long term (5-10 years).

  • Funds denominated in euro, sterling and US dollars

  • A 101% death benefit if the assured is 75 or under, if they are 76 or over the death benefit is 100.1%

  • A minimum investment of only £20,000, €25,000 or $35,000

  • A minimum allocation rate of 100%

  • Funds featuring smoothing to help reduce the volatility of client investments

  • A top-up facility from £15,000, €20,000 or $25,000

  • Flexible withdrawal options (potentially subject to charges) so your clients can access their funds when it suits them
Please note the value of your client's investment can go down as well as up so they might not get back the amount they put in