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Important Information
Access to the Prudential PAC Sterling, Euro, and US Dollar With-Profits Funds is no longer available to new International Prudence Bond (IPB) customers from 11 September 2017 onward.
However, existing customers (before 11 September 2017) can still top up or switch into these funds. It is important to note we are not closing the Prudential With-Profits Fund; it remains accessible via the PruFund Range of Funds.
If you're unsure about your options, please speak to your Financial Adviser.
Why your client may want to invest in these funds
- When your client invests in these funds their investment is reinsured into the Long-Term Fund of the Prudential Assurance Company Ltd (PAC). PAC is rated A+ (as at February 2025) by Standard & Poor's. Your client therefore has the reassurance of knowing that the full strength and resource of PAC is behind their investment.
- We combine your clients’ savings with those of other investors. Your clients therefore benefit from a better spread of assets than they could achieve by investing on their own.
- To give further re-assurance, these funds also aim to smooth the peaks and troughs of investment performance by using a system of bonuses in order to provide a more stable investment return.
More details on these funds
The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments.
The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes European and international equities, property, fixed interest securities, index-linked securities and other specialist investments.
The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes US and international equities, property, fixed interest securities, index-linked securities and other specialist investments.
The rate of growth of funds and any income from them can't be guaranteed. You may not get back the full amount of your investment. The value of your with-profits investment depends on how much investment surplus the Prudential Assurance Company makes and how it decides to distribute it.
Further information
For more information on these funds, please see the following documents or get in touch with your Account Manager.
Key Information Documents
Client support
Ⓒ Prudential International
The registered office of Prudential International is in Ireland at Fitzwilliam Court, Leeson Cl, Dublin 2, D02 YW24. Prudential International is a marketing name of Prudential International Assurance plc, a life assurance company operating from Ireland. Registration No. 209956. Prudential International Assurance plc is authorised and regulated by the Central Bank of Ireland. Prudential International is part of the same corporate group as The Prudential Assurance Company Limited. Both The Prudential Assurance Company Limited and Prudential International are direct and indirect subsidiaries respectively of M&G plc, a company incorporated in the United Kingdom. The Prudential Assurance Company Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.