The International Prudence Bond offers access to a wide range of unit-linked investment funds with the aim of increasing the value of the money your clients invest over the medium to long term (5-10 years).
Funds denominated in euro, sterling and US dollars
A 101% death benefit if the assured is 75 or under, if they are 76 or over the death benefit is 100.1%
A minimum investment of only £20,000, €25,000 or $35,000
A minimum allocation rate of 100%
An Annual Growth Reward - which enhances the growth potential of their investment by adding an extra 0.1% of the bond value from the end of year one, where no regular or partial withdrawals are made
Funds featuring smoothing to help reduce the volatility of client investments
A top-up facility from £15,000, €20,000 or $25,000
Flexible withdrawal options (potentially subject to charges) so your clients can access their funds when it suits them
20 free switches in any 12-month rolling period
Please note the value of your client's investment can go down as well as up so they might not get back the amount they put in