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International Prudence Bond

The International Prudence Bond offers access to a wide range of unit-linked investment funds with the aim of increasing the value of the money your clients invest over the medium to long term (5-10 years).

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Features and benefits

  • Funds denominated in euro, sterling and US dollars

  • There is a death benefit of 101% of the full value of the units relating to the investment if the relevant person was 75 or under at the time the investment was made. The death benefit is 100.1% of the cash-in value of the bond if the relevant person was 76 or over when the investment was made. Here "relevant person" refers to the oldest person covered if the life cover is payable when the first person dies or the youngest person covered if the life cover is payable when the last person dies.

  • A minimum investment of only £20,000, €25,000 or $35,000

  • A minimum allocation rate of 100%

  • An Annual Growth Reward - which enhances the growth potential of their investment by adding an extra 0.1% of the bond value from the end of year one, where no regular or partial withdrawals are made

  • Funds featuring smoothing to help reduce the volatility of client investments

  • A top-up facility from £15,000, €20,000 or $25,000

  • Flexible withdrawal options (potentially subject to charges) so your clients can access their funds when it suits them

  • 20 free switches in any 12-month rolling period

Please note the value of your client's investment can go down as well as up so they might not get back the amount they put in

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Ⓒ Prudential International

The registered office of Prudential International is in Ireland at Fitzwilliam Court, Leeson Cl, Dublin 2, D02 TC95. Prudential International is a marketing name of Prudential International Assurance plc, a life assurance company operating from Ireland. Registration No. 209956. Prudential International Assurance plc is authorised and regulated by the Central Bank of Ireland. Prudential International is part of the same corporate group as The Prudential Assurance Company Limited. Both The Prudential Assurance Company Limited and Prudential International are direct and indirect subsidiaries respectively of M&G plc, a company incorporated in the United Kingdom. The Prudential Assurance Company Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.