Over 55 and thinking about accessing your pension?

There are a number of ways to access money from your pension and each has its own benefits. Our advisers can help explain the options available to you.

Book a pension review

You have a wide range of options for your pension pot, regardless of who your pension provider is. But now, during these uncertain times, it could be more important than ever to speak to an expert before you do anything.

Flexibility in how you can access your pension means you’ve more to consider.

The tax you might have to pay – a complex area that’s unique to you and your circumstances.
Whether you want flexible cash or income, a guaranteed income or a combination of any of these options, each option has different benefits and things to think about.
How long your money will last and how long you need it to.
Different options can mean different things in terms of passing on your pension to loved ones.

At M&G Wealth Advice, we have a team of advisers throughout the UK who are fully qualified to review your finances. If you don’t already have an adviser, we can help you understand the choices you have and recommend the right options for you.

Simply fill in the form below and we'll be in touch

The advice recommendations we make are from a carefully selected range of products and funds. Using a focused and controlled approach allows us to develop an in-depth knowledge of the products, so we can safely and confidently recommend a solution that’s right for you. This is known as restricted advice.

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How we will use your information

We will use your details to arrange a suitable date and time for an appointment with a financial adviser.

For a copy of our latest Data Protection Notice, please visit www.mandgwealth.com/mydata. This details how and why we use your personal information (including any sensitive personal information), who we may share it with and your rights around your personal information.

“M&G Wealth Advice” is a trading name of M&G Wealth Advice Limited which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 5739054. Authorised and regulated by the Financial Conduct Authority.

Your review step-by-step

Arrange

Fill in the form and one of our friendly advisers will give you a quick call to arrange a meeting at a time and place that suits you, or if you’d prefer, you can simply chat over the phone – whatever works best for you.

Meet

During the meeting, we’ll discuss what your financial goals are and what plans you have in place.

Review

Following the meeting, your adviser will create a financial plan that’s personal to your needs, talk you through the recommendations and answer any questions you might have.

Decide

If you want to go ahead with our recommendations, or you want to continue to have advice from us, we’ll tell you about any charges you will need to pay.

Why talk to us?

We’ve helped solve lots of clients’ pension problems and over 89,000 clients already trust us with their money.

At M&G Wealth Advice, we want to make financial advice more accessible for more people, whatever their circumstances. Our advisers can explain the different ways to take your pension money and recommend the best approach and timings for you including how to take your money in the most tax-efficient manner.

We promise:

Your first meeting won’t cost you a penny
We guarantee to provide you with a personal recommendation, at no cost to you (a charge will only be payable if you choose to proceed with our recommendation)
We won’t put pressure on you to take our advice recommendation

Talk to us

We can help you make sense of your pension options

It can be confusing to know which option is right for you. But there’s no need to feel overwhelmed, our team of qualified advisers are here to help.

Flexible cash or income

Also known as drawdown, you can take your money as and when you want to

Guaranteed income

Or annuity, this is where you get a regular income for life

Combination of options

Or choose to combine any of the options available to you

Book your pension review

"M&G Wealth Advice” is a trading name of M&G Wealth Advice Limited which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 5739054. Authorised and regulated by the Financial Conduct Authority.

M&G plc, incorporated and registered in England and Wales. Registered office: 10 Fenchurch Avenue, London EC3M 5AG. Registered number 11444019. M&G plc is a holding company, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority.

M&G plc is a company incorporated and with its principal place of business in England, and its affiliated companies constitute a leading savings and investments business. M&G plc is the direct parent company of The Prudential Assurance Company Limited. The Prudential Assurance Company Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.