Your investment choices
To help you decide how you want to invest your AVC contributions, take a look at the investment options available to you.
Default
(if available)
If you’d rather not make your own investment choices this option could be for you. If your scheme offers a default investment fund, this may be a single fund or a lifestyle option.
Lifestyle strategy
(if available)
A ready-made investment strategy managed by us, for you. There are different lifestyle options to choose from to suit your retirement plans, but all aim to protect the value of your investment from large fluctuations as you approach retirement.
Manage your own
If you’re comfortable choosing your own funds, you can choose up to 20 from the risk rated funds available. This could be a good choice if you’re happy being in charge of your investments and fully understand the risks involved.
You’ll find more information in your Fund Guide, in the 'Applying for an AVC plan' section of this site. The options available to you are not recommendations by Prudential.
AVCs are investments and the value of your fund can go down as well as up so you might get back less than you put in.
More information
Flexible contributions
Change your contributions to suit your needs and circumstances.
Trusted provider partnership
Prudential is an appointed AVC provider to 72 of 99 Administering Authorities within the LGPS.
"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.