Getting ahead of the game
So your adviser can spend more time getting to know you, it's a good idea to get any financial information you have ready. This can include:
- Pension statements
- Statements from any savings and investments
- Household budgets
- Life insurance policies
- Mortgage statements
If you're not sure about what to get ready then it is no problem, your adviser can help when you meet.
Getting to know you
When you meet with your adviser you'll chat about what your current financial situation is and what your financial goals are.
Your adviser will look at your financial situation as a whole so they can see how everything fits together and the impact of one area on another. For example, if you take money from your pension in a certain way it might leave your family exposed to larger inheritance tax bills.
Getting your money to work harder
Once your financial adviser has all the details they'll come up with a tailor-made plan that will explain your current financial circumstances, provide a full analysis of your goals and a recommendation on how best to meet them. Covering all the key areas of financial planning:
- Investments and savings
- Retirement planning
- Income in retirement
- Financial protection for you and your family
- Estate planning, Inheritance Tax or IHT
And it's yours to keep, no matter what you decide to do. If you'd like to go ahead your adviser will start putting the plan into action for you and explain the next steps.
Learn more about what we do
Why advice matters
Take the worry out of the big decisions and help safeguard your financial future.
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Everything you need to know about our costs and charges.
