Discover M&G Charity funds

Designed to deliver a high and growing income to charities

M&G Equities Investment Fund for Charities, more commonly known as ‘Charifund’ is the original charity fund from M&G Investments. The Fund launched in March 1960, looking to provide charity investors with;

• an annual yield above that available from the FTSE All-Share Index
• an income stream that increases every year
• and a level of capital growth, net of the Ongoing Charge Figure, that is higher than inflation over any ten-year period, as measured by the UK Retail Prices Index

At least 70% of the fund is invested in the shares of UK companies, with a focus on high-yielding stocks where these companies have the potential to grow their dividends over the long term.

In the fund you’ll find more defensive, dividend-paying stocks to help it preserve the real value (inflation-adjusted) of the investment over the long term.

More information about Charifund including its aims, objectives and recent past performance can be found on the latest factsheets for income units (where distributions - also called dividends - are paid out as cash on the payment date) and accumulation units (where distributions are automatically reinvested).

Risks to consider

The fund can be exposed to different currencies. Movements in currency exchange rates may adversely affect the value of your investment. Further risk factors that apply to the fund can be found in the fund's Prospectus.

The value and income from the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested. 

• The fund can be exposed to different currencies. Movements in currency exchange rates may adversely affect the value of your investment. 
  
  
• The fund may exclude potential investments where they do not meet certain criteria (e.g. financial criteria such as minimum credit ratings, or non-financial criteria such as ESG screens). This may cause the Fund to perform differently compared to similar funds that are permitted to invest in those investments. 
  
  
• Information from third party data providers may be incomplete, inaccurate or unavailable. There is a risk that the fund manager may incorrectly assess a security or issuer, resulting in the incorrect inclusion or exclusion of a security in the portfolio of the Fund. 

Further details of the risks that apply to the fund can be found in the fund's Prospectus.

Aiming to provide more stable, long-term returns for investors

M&G Charity Multi Asset Fund is a globally diversified portfolio, investing in a range of different assets to help ‘smooth’ its returns over time.

The fund invests in other funds, typically managed by M&G Investments, to gain exposure to a range of assets including equities, (company shares), bonds (loans in the form of a security, usually issued by a government or company), property and cash. It follows a flexible investment approach, aiming to adapt and respond to changing economic conditions and asset values over time.

The fund’s approach combines expert research with in-depth analysis of investors’ emotional reaction to events to identify promising investment opportunities wherever in the world they’re found.

The value and income from the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.

More information about the M&G Charity Multi Asset Fund including its aims, objectives and recent past performance can be found on the latest factsheets for income units (where distributions - also called dividends - are paid out as cash on the payment date) and accumulation units (where distributions are automatically reinvested).

Risks to consider

The fund invests in other funds, which are subject to the risks associated with the type of assets held in those funds. Investments in bonds are affected by interest rates, inflation and credit ratings. It is possible that bond issuers will not pay interest or return the capital. All these events can reduce the value of bonds held by the fund.

The fund can be exposed to different currencies. Movements in currency exchange rates may adversely affect the value of your investment.

Further risk factors that apply to the fund can be found in the fund's Prospectus.