An Individual Savings Account (ISA) is a tax-efficient investment vehicle in which your client can hold a range of investments, including shares in funds and cash. M&G offers a stocks and shares ISA.
Junior ISAs are a flexible, simple and tax-efficient way for your clients to save for their child’s future. Investments in a Junior ISA can only be accessed by the child when they reach the age of 18.
The M&G Savings Plan can offer your client a convenient way of saving on a regular basis – either monthly, quarterly, six monthly or annually. The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.
If your clients’ circumstances change, there is a good chance their investment needs will change too. We offer you the flexibility to switch between M&G funds and M&G products so that you can keep your clients’ investments in line with their financial needs.
You can transfer an existing ISA or Junior ISA to M&G from your current provider whenever you like.
Your clients can choose to transfer existing Child Trust Funds (CTFs) into Junior ISA accounts.