What to expect at your first meeting with an adviser from M&G Wealth Advice?

It's all about getting to know you, your finances and your financial goals so that we can build a plan around you. We offer a restricted advice service.

Book an Appointment

Your first meeting is just an initial chat for us to get to know you and what you want to achieve in the future. From there we can develop a bespoke plan to meet your needs.

Getting to know you

We talk to you about your finances

Our first review meeting is just an initial chat to talk about your finances. We'll review your pension plan(s) and any savings or investments you have. You may have important events that you need to plan for. Whatever your stage in life, we'll talk everything through with you.

We will talk to you about your financial goals

We'll also chat about your financial needs and goals.

You may have important events that you need to plan for. For example you may want to help your children through university, help pay for a wedding, support a house purchase or need to look after elderly relatives.

Whatever your stage in life, we'll talk everything through with you.

We will talk to you about balancing risk and reward

We need to talk about how much risk you are willing to take to achieve your financial goals so we can build a plan you're comfortable with. We aim to strike a balance between risk and reward by understanding:

  • Your personal attitude to risk (which may change over time depending on your circumstances)
  • Your short-term and long-term financial goals
  • Your personal circumstances and how much you can afford to lose (your capacity for loss)

Once we've talked about all these points, we're able to understand your finances and goals and build your personal plan. 

What happens next

We typically give financial advice over two meetings, but this can be more or less depending on your advice needs. Here's more detail about each of the stages of our advice service; 

1.    A personal financial review

This is an initial chat to talk about your finances. We'll review your pension plan(s) and any savings or investments you have.

We'll also chat about your financial needs and goals.

2.    Formulating your plan

We’ll take all the information you’ve told us and build your personalised plan. It will cover your financial situation and recommend how to meet your financial goals.

We’ll arrange a second meeting to talk you through your plan and you can ask any questions you’d like.

3.    Presenting the recommended plan to you

Using our expertise, we'll create a plan that will aim to help you achieve security and your goals for the future. At this point we’d then present this plan to you.

4.    Putting your plan in place

If you’re happy to go ahead with our recommendations, we’ll help you set up your plan and chat about when this could be in place. As well as help you fill in any forms you need to complete.

There will be a charge if you decide to go ahead with our recommendations. Your adviser will discuss this with you.

Book a chat with an adviser

Your first meeting won't cost you a penny. So, if you don’t already have an adviser, arrange a chat with an adviser from M&G Wealth Advice.

Continuing with the service will incur a cost. We offer a restricted advice service.

Arrange a chat today

Or call us on 0800 434 6630