AVCs – Your choice. Your future.

It’s never too soon or too late to think about the difference you could make to your lifestyle later in life.

Reviewing your Additional Voluntary Contributions (AVCs) could be just the thing to help your retirement pot go further. AVCs are investment based, so the value can go down as well as up and you may get back less than you put in.

Your AVC

How they work and managing your AVC pot.

Investment choices

When it comes to choosing where to invest, there’s no need to feel overwhelmed.

Taking your money

You have different options for taking your money depending on whether you're a pre-96 member or a post-96 member of your main scheme pension.

Lines are open Monday to Friday, 8.30am to 6:00pm

Please have your National Insurance number when you call us so we can find your plan details.

Your email shouldn't include any personal information.

We can help if you want to: 

  • find out any information about your plan
  • switch your fund choice

Email Buck

Buck can help if you want to:

  • get a retirement quote 
  • request an illustration 
  • transfer your plan benefits 
  • get a transfer quote for divorce purposes 
  • update your AVC beneficiaries (leavers only)

Email Amex UK Pensions

To update your AVC beneficiaries;
go to FYB Flex through the Square (current employees)