You have a choice of investment options for your Amex AVC plan. It's up to you to decide which investment option is right for your needs. Watch our 'Understanding your investment options' video for more information. These options aren't a recommendation from Prudential. If you're still unsure, speak to a financial adviser.
The lifestyle option automatically targets a specific outcome as you get closer to taking your benefits.
If you're comfortable choosing your own funds, you can choose up to ten from the risk rated funds available. This could be a good choice if you're happy being in charge of your investment and fully understand the risks involved.
AVCs are investments so the value can go down as well as up and you may get back less than you put in.
As a member of the American Express UK Additional Voluntary Contributions (AVC) plan, run with Prudential, you're building up an additional pension fund for when you choose to take your benefits.
AVCs can be used in a variety of ways so please contact Buck, the American Express UK Pension Plan administrators, as they can let you know what options are available. You'll find their details in the 'Contact AMEX' section of the site.