Creating a retirement plan

Helping you get the retirement you want

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Getting the right advice and support for you

Every year, we help many clients create a plan for their retirement. Whether you’re coming up to retirement and looking at your options or it’s a few years away yet, we can help get you closer to the retirement you want. We’ll look at:

  • Saving – the earlier you save the better however, it's never too late to add something extra. We can look at the most tax-efficient ways of topping up your pension or setting up a new one for you.
  • Taking an income – the exciting time is when it comes to taking the money from your pension, but with so many options it can be difficult to know which is best for you. That’s where we can help.
  • Fund options – whether you’ve just started saving or you’re at the point of taking income, you still need to regularly review where your money is invested. 
  • Leaving money to your loved ones – one of the most important areas for our clients is making sure money is left to their loved ones when they pass on. We can help set up your pension with the aim of leaving money behind to who you want it to go to.

Help creating a retirement plan

Creating a retirement plan is a big task and our advisers can help in a number of ways.

An expert review

Knowing what to do with your pension isn’t easy. Our financial advisers are experts in this area and can let you know what to do in a straight forward way.

Peace of mind

Speaking to one of our financial advisers will give you comfort that an expert has reviewed your finances and recommended what’s best for you.

Plan creation

We’ll create a financial plan that’s tailored to your own specific circumstances and your future goals.

Where to invest

We’ll recommend the fund that’s most suited to meeting your needs now and in the future.

We'll do the hard work

We’ll create a plan, complete all the paperwork and set everything up for you.

Keep on track

If appropriate, we’ll regularly review your pension and make any changes to keep it on track.

As with all investments, the value can go down as well as up and you may get back less than you put in. We provide our clients with financial advice using a carefully selected range of products from Prudential and other providers. This is known as restricted advice.

Common questions you might have

  • How much is my pension worth?
  • How can I boost my pension?
  • How can I take money from my pension?
  • Are my investment choices still right for me?
  • When can I start taking money from my pension?
  • What options do I have when I retire?

Our promise to you

Your first meeting won't cost you a penny

Guarantee to provide you with a personal recommendation, at no cost*

We won't put pressure on you to take our advice recommendation

*charge only be payable if you choose to proceed with our recommendation

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"M&G Wealth Advice” is a trading name of M&G Wealth Advice Limited which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 5739054. Authorised and regulated by the Financial Conduct Authority.