Saving Plans

The M&G Savings Plan can offer your client a convenient way of saving on a regular basis – either monthly, quarterly, six monthly or annually. The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.

The savings plan gives your client flexible access to M&G’s range of expertly managed OEIC funds from as little as £10 per month.

However, unlike The M&G ISA or M&G Junior ISA, there are no annual limits to how much they can invest in The M&G Savings Plan, and they can withdraw from it at any time.

Please refer to the fund availability and fund types table (on page 4-7) of the Important Information for Investors document for more information of the M&G OEICs that are available in The M&G Savings Plan.

Share classes available

Our funds offer two share classes if your client invests via The M&G Savings Plan.

Sterling Class A Shares: Carry no entry charge and no exit charge.

Sterling Class I Shares: Carry no entry charge and no exit charge, and for fund holdings over £500,000.

Accumulation Shares: Do not pay income but automatically reinvest any income which is reflected in the share price.

Investment limits

The table below shows the minimum investment limits within The M&G Savings Plan. There is no upper limit to the amount you can invest.