Existing customers
Managing your plan
It’s important to regularly review your AVC pot to make sure you’re on track to achieve the lifestyle you want when you stop working.
You can check the value of your AVC pot online or in your Annual Benefit Statement. Your statement will show you many things including:
- how much money you have in your pension pot
- how your investments are doing
- what you could get when you take your benefits.
If you're not yet registered, you can do this now.
Changing your contributions
If you're thinking of making changes to your plan, including adding more money, we always recommend you speak to your financial adviser. They can help you understand if making changes is right for you and fits with your aims and circumstances. If you don’t have a financial adviser, you can find one at unbiased.co.uk.
Using an adviser means the Financial Ombudsman Service offers you protection against the advice they give you. If you go ahead without advice, you’ll be taking responsibility for your own choices and how your money is invested.
Whether you get advice or not, if you feel you haven’t been treated fairly, you can refer any matter to the Financial Ombudsman Service. They help settle individual disputes between consumers and businesses providing financial services.
More information
Flexible paying in, flexible paying out
Life isn't always as simple as we'd like it to be. Some things take us by surprise and those surprises.
How AVCs could help you
It’s important to plan for your future. You may need more money than you think when you retire as.
Investment choices
It's up to you to decide which investment option is right for your needs. Watch our 'Understanding your investment options' video for more information.
What's an AVC?
Additional Voluntary Contributions, or AVCs, are a separate pot of money you can build up alongside your employer’s pension scheme to give you extra retirement benefits.
AVCs and tax savings
One of the reasons you might choose to save for your retirement with AVCs, alongside your main scheme pension, is the tax savings they offer.
"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.