Here's a reminder of how AVCs work, so you can decide if changing your AVC contribution is right for you.
For more information, please read your Key Features Document in the 'Change your AVC contributions' section of this site.
You may need more money than you think when you retire as
If the worst happens and you pass away before you’re eligible to take your money, we’ll pay the value as a lump sum. This will normally be to your spouse, civil partner, dependants or your legal representative.
You should regularly review your AVC pot to check you're on track to achieve the lifestyle you want when you stop working.
Remember, if you've changed your employer at any stage and had to start a new AVC pot, you may have more than one pot to review.
You can use your AVCs to buy life cover from Prudential. For more information, please read your Key Features Document or call us for a pack. You'll find our number and the Key Features Document in the 'Change your AVC contributions' section of this site.
Your LGPS has other options to increase your retirement benefits. Visit their website for more information.
Adding to your AVC pot could be easier than you think.
Change your contributions to suit your needs and circumstances.
Check your investment choice online and switch whenever you want to.
You have a number of options for taking your money.
Prudential is an appointed AVC provider to 72 of 99 Administering Authorities within the LGPS.