A unique and compelling business mix

Combining the benefits of being both an asset manager and asset owner

Read our business overview here.

Investment case

Being an asset manager and asset owner, we can develop distinctive propositions at scale, such as our flagship PruFund proposition.

Through our differentiated products and capabilities we focus on the high-value end of the savings and investments market, creating superior outcomes for our customers.

With an established track-record in growing new franchises we are ideally placed to capitalise on supportive economic long-term trends and generate sustainable value for our shareholders.

"The sustained growth of our Institutional Asset Management franchise is just one of many examples of how successful we have been in strengthening our business organically over time."

Jonathan (Jack) Daniels – Chief Investment Officer

£1.2 billion

Net client inflows (excluding Heritage) (HY 2022)

£433 million

Operating capital generation (HY 2022)

214%

Shareholder Solvency II coverage ratio (HY 2022)

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"M&G's competitive edge stems from combining the best of fund management with compelling customer propositions to help our customers build and protect their savings."

Andrea Rossi, CEO

M&G plc is a leading savings and investments business serving around 5 million retail customers and more than 800 institutional clients.

Our innovative asset management and customer solutions are supported by extensive investment capabilities, an international distribution network.

The key elements of our investment case are:

Open1. Unique and compelling business mix

Being both an asset manager and asset owner is a key competitive advantage as it enables us to have a deep understanding of the complex needs of institutional clients and as it aligns our incentives with those of our clients. It also allows us to develop new propositions, such as PruFund, and strategies, such as Catalyst, and rapidly deploy seed capital for new funds, where we see opportunities to generate superior returns and build a track record to attract third party assets.

Open2. Differentiated and high-value savings and investment solutions

We provide innovative, differentiated and high-value investment solutions to address customers’ and clients’ needs. Our comprehensive range of retail solutions is available to customers through their preferred channel, platform and tax wrapper. These solutions include a range of funds spanning the major asset classes as well as the new PruFolio range which includes PruFund.

Open3. Proven track record for growing new businesses in the UK and internationally

We have a proven track record for growing new franchises and expanding them both in the UK and internationally. PruFund was launched in the UK in 2004 and saw gross inflows of £2.5 billion (HY 2022) while external institutional assets under management had positive net client inflows despite challenging market conditions, reflecting our strong investment performance and range of innovative investment solutions.

Open4. Proven investment capability

M&G plc has a long history and strong reputation for meeting the needs and expectation of its customers; we are one of the largest asset managers in Europe, one of the largest active fixed income specialists in the UK and one of the largest managers of private assets in the world. This scale and capabilities are not easy to replicate and are well-suited to capturing value in the premium segments of the growing savings and investments market.

Open5. Strong distribution and customer engagement

M&G plc has an established and growing multi-channel international distribution network and two strong brands: Prudential and M&G Investments. Our products are currently being sold in 28 markets from 25 offices.

In the UK, we provide our savings and investment solutions through several channels (both direct and intermediated). In Europe, we benefit from a strong distribution network to serve both retail customers and institutional clients, while outside Europe, we leverage strategic partnerships with global banks and a number of local banks.

Open6. Well positioned to capture capital efficient growth opportunities

We believe that the modern, flexible investment solutions we offer, along with their strong investment performance track record, put M&G plc in an ideal position to serve growing customer needs and to take advantage of the structural trends impacting the savings and investments markets (such as aging of the population and widening of the savings gap).

Open7. Attractive financial profile

M&G plc financial profile is particularly attractive due to:

Diverse and resilient earnings
Strong cash generation
Well-capitalised

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M&G plc, incorporated and registered in England and Wales. Registered office: 10 Fenchurch Avenue, London EC3M 5AG. Registered number 11444019. M&G plc is a holding company, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. M&G plc is a company incorporated and with its principal place of business in England, and its affiliated companies constitute a leading savings and investments business. M&G plc is the direct parent company of The Prudential Assurance Company Limited. The Prudential Assurance Company Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in England and Wales.