A unique and compelling business mix

Combining the benefits of our differentiated business model

Investment case

Through our differentiated business model, we can develop distinctive propositions at scale, such as our flagship PruFund proposition.

We provide a wide range of savings and investments products and services to our clients, who trust us to manage their assets responsibly and help them achieve their financial goals.

We are ideally placed to capitalise on supportive economic long-term trends and generate sustainable value for our shareholders.

£1.1 billion

Net client flows (FY 2023)

203%

Shareholder Solvency II coverage ratio (FY 2023)

£797 million

Adjusted operating profit (FY 2023)

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“M&G’s competitive edge stems from combining the best of fund management with compelling customer propositions.”

Andrea Rossi, Group CEO

M&G plc is a leading savings and investments business serving almost 5 million retail clients and more than 800 institutional clients.

Our innovative asset management and clients solutions are supported by extensive investment capabilities and an international distribution network.

The key elements of our investment case are:

Open1. Differentiated business model

We combine the investment expertise of our asset manager and the broad investment needs of the With-Profits Fund to manufacture distinctive investment solutions. The scale, strength and long-term investment horizon of the With-Profits Fund enable our investment teams to develop new sources of investment performance, enhancing the financial returns and range of innovative strategies we offer to our clients.

In the UK, our M&G Wealth savings proposition brings us close to our clients and their advisers, allowing us to develop a deep understanding of their needs and enhancing their access to our products and services.

Open2. Recognised expertise in active asset management

We have a long-standing reputation as a leading active asset manager in Europe, delivering high-value investment outcomes through a distinctive set of capabilities in private assets, public fixed income, multi-assets and thematic equities.

Underpinned by a strong focus on sustainability, a well-established brand and a broad international footprint, our investment capabilities position us well across a variety of clients.

Open3. Aligned to growth markets

The scope of our activities is aligned to substantial growth areas in our target markets across the UK, Europe and Asia, where long-term dynamics are favourable.

With an established track record in entering new markets, both in terms of geography and investment capability, and adapting to changes in our clients’ needs, we are well placed to deliver growth.

Open4. Attractive financial prospects

We have committed to generating cumulative operating capital of £2.5 billion over the three years to 2024.

Supported by a well-capitalised balance sheet and a resilient, diverse earnings profile, we will keep investing in a targeted set of high-potential growth opportunities, while delivering secure and attractive shareholder returns.

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M&G plc, incorporated and registered in England and Wales. Registered office: 10 Fenchurch Avenue, London EC3M 5AG. Registered number 11444019. M&G plc is a holding company, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. M&G plc is a company incorporated and with its principal place of business in England, and its affiliated companies constitute a leading savings and investments business. M&G plc is the direct parent company of The Prudential Assurance Company Limited. The Prudential Assurance Company Limited is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in England and Wales.