Tools and Calculators

You'll be able to access the allowances your clients will be using up when decumulating, as well as the tax-free lump sum remaining on death.

Find out if your clients could benefit from a Transitional Tax Free Amount Certificate.

This tool allows you to estimate the potential Inheritance Tax liability for one or two individuals, demonstrating the impact gifting part of their estate into trust would have on their overall IHT liability.

This calculator allows you to demonstrate the impact of inflation on your client's investment and cash holdings over a set time period. It also demonstrates the overall returns achievable before and after inflation is taken into account.

The Trustee Investment Plan (TIP) Modeller shows how the Prudential TIP can be used as an investment for your existing Self Invested Personal Pension (SIPP) and Small Self-Administered Scheme (SSAS). 

Based on the past premium and withdrawal history, the bond gain tool will allow you to model the potential gain based on full segment surrender and/ or partial withdrawals.

Understand how pension contributions could affect your client’s tax position; or calculate your client’s tax position regardless of any further pension contributions.

Explore planning scenarios across your client’s full retirement journey with Prudential’s Retirement Account.

Find out how Annual Allowance could impact your clients – whether the standard Annual Allowance or tapered annual allowance applies, as well as the amount of unused allowance and carry forward.

Calculate the estimated recommended pension input amount for your client to help you work out annual allowance usage.

Discover how the returns compare, in general, between onshore bonds, offshore bonds and collective investments such as unit trusts and open-ended investment companies (OEICs).

Find out the monthly gilt yield and the impact of this on the amount of income your client could take from capped drawdown.

Understand the effect of salary sacrifice on your client’s pension – to lower pension contribution costs or increase contributions at the same cost.

Demonstrate the accumulated fund value achievable over a period of time through investing, and the investment required by a client to reach their savings goal.

Calculate the impact of Emergency Tax on the payment of the Uncrystallised Fund Pension Lump Sum (UFPLS) and the first payment of drawdown.

Estimate the potential discount which your client may receive with a Discounted Gift Trust.

Discover the investment needed in an offshore bond to fund school or university fees and the tax payable on withdrawals.

Find out if your client could extract profits from their business in a more tax efficient way and how.

Calculate the savings from preferential terms and find funds available for Prudential International Investment Portfolio and the Non-UK version of the Portfolio Account.

Is your client planning to place an investment into trust? Find the correct application form and trust form with tips on how to complete them.