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The PruFund Range of Funds 

Available through the Prudential Investment Plan Mk 3, our PruFund range of funds aim to grow your client's money while giving them a smoothed investment experience.

  • Smoothing process
  • Multi-asset funds
  • A choice of funds available

The PruFund range of funds are available on our Prudential Investment Plan Mk 3 and aim to grow your client's money over the medium to long term (5 to 10 years or more), while protecting them from some of the short-term ups and downs of direct stockmarket investments by using an established smoothing process.  

PruFund funds are invested in the Prudential With-Profits Fund, which is one of the largest and financially strongest With-Profits Funds in the UK. There are differences across the range of PruFund funds in their objectives and mix of assets, and how PruFund delivers returns to investors when compared to other With-Profits business, which means the returns received by investors will vary by fund choice.

PruFund funds are multi-asset funds which provide access to a wide range of assets, across different asset types and countries. This diversification allows your client to spread the risk of investment.

Please remember that the value of your investments can go down as well as up, your client may not get back what they have paid in.

Please download the Your With-Profits Plan – a guide to how we manage the fund (PruFund range of funds) guide for more information. 

T&IO works closely with Prudential to set the overarching strategic asset allocation framework for the multi-asset fund range and for managing the asset allocation on an ongoing basis.

There is a range of PruFund funds designed to suit different attitudes to risk and reward, for those wishing to invest for 5 to 10 years or more. There are the five Risk Managed PruFund funds and also the PruFund Growth and Cautious Funds, the latter two may include some guarantee options at an additional charge. PruFund Protected Funds are currently closed to new investments.