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PruFund just got older

Celebrate 18 years of smoothed returns with us

The value of a long-term investment outlook

Parit Jakhria, Director of Long-Term Investment Strategy at T&IO discusses:

  • How PruFunds investment philosophy has evolved over the past 18 years
  • The funds long term outlook
  • How it's navigated uncertainty for customers for 18 years
  • The funds robustness and opportunity based nature helping support growth potential

18 years of smoothed returns

Our PruFund Growth Fund just got older. The fund has now been navigating uncertainty for 18 years.

6.67%

18 year annualised return
For PruFund Growth as at October 2022*

34

Made up of different asset types**

£58bn

Invested in the PruFund range of funds
as at October 2022***

12

PruFund funds available - PruFund Growth, PruFund Cautious, Risk Managed PruFunds 1-5 and PruFund Planet funds 1-5**

*Source FE Analytics. ** Source Treasury and Investment Office (T&IO) *** Source Prudential

What's behind the success?

A combination of global diversification, an established smoothing process and a forward looking and long-term approach to investing.

Take a look back at how PruFund Growth has weathered the market.


Please remember the value of an investment can go down as well as up and your clients may get back less than they’ve paid in. Past performance is not a reliable indicator of future performance

Are you aware of the true diversification levels of PruFund?

The pie charts below provide insight into the current asset class exposures for PruFund Growth compared to the aggregrate asset allocaltion of the 20 largest funds in the IA mixed-20-60 sector.

Asset allocations are regularly reviewed by the M&G Treasury and Investment Office (T&IO) and may vary from time to time, but will always be consistent with the fund’s objective.

Want to speak to us about PruFund?

Arrange a call back

PruFund since Pension Freedoms

View how PruFund has performed since pension freedoms for a range of clients while supporting Income Drawdown including:

  • PruFund in drawdown how does it compare
  • PruFund in Retirement Account - how has it worked
  • Using PruFund with cashflow modelling

PruFund Since Pension Freedoms

You don't just have to take our word for it

In the latest AKG report on PruFund, some key observations included:

  • The core PruFund Growth and PruFund Cautious Funds have both generally displayed a consistent and strong track record in terms of performance against stated objectives.
  • The performance presents a positive endorsement of the investment approach, risk management, product design and governance structure.

AKG PruFund Report   AKG Provider Report

New monthly PruFund Growth and PruFund Cautious reports.

The latest monthly investment update for both PruFund Growth and PruFund Cautious funds, with an overview of recent performance, current asset allocations and supporting market context to help onward conversations with clients. 

Download PruFund Growth report

Download PruFund Cautious report

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.


 

PruFund quarter update from T&IO

Latest quarterly investment update for the PruFund range of funds, from fund managers M&G Treasury and Investment Office (T&IO)

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

 

PruFund Global Diversification pdf

Explore PruFunds global diversification by asset class

Regular PruFund updates

Regular commentary and information on the PruFund range of funds, including asset class reviews and the latest asset allocations.

T&IO weekly market update

Treasury and Investment Office (T&IO) weekly podcast discussing the latest market developments and T&IOs current outlook.

Due Diligence and Third Party reports

A number of internal and external case studies, risk mapping documents and research guides.

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.


 

PruFund quarter update from T&IO

Latest quarterly investment update for the PruFund range of funds, from fund managers M&G Treasury and Investment Office (T&IO)

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

 

Client support information

A range of client facing content to support your client conversations around PruFund.

Client support material

Where PruFund Invests - support and reassurance for your clients

This short video takes a closer look at where PruFund customers are invested across the world and the underlying assets that aim to spread risk and diversify investment growth.

If you are looking to have a conversation with your clients about PruFund, share this video using this link.

Our PruFund explained video also provides more information on how the fund works.

Here's a client guide to the PruFund smoothing process.

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.


 

PruFund quarter update from T&IO

Latest quarterly investment update for the PruFund range of funds, from fund managers M&G Treasury and Investment Office (T&IO)

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

 

Managing PruFund

A combination of an established smoothing process, global diversification and fund management expertise - Our PruFund funds aim to provide your clients with a smoothed investment journey.

Expected Growth Rates (EGRs) - a forward looking projection, which reflects our view of how we think each PruFund fund will perform over the medium to long term (5-10 years or more). *

Latest PruFund fund EGRs and UPAs

Access to the asset allocation and investment expertise of the M&G Treasury and Investment Office (T&IO), who manage around £159bn of Assets Under Management (as at June 2022).

Learn more about T&IO and how they manage money

Choice of seven multi-asset PruFund funds helps cater for different attitudes to risk and capacity for loss.
 

View the PruFund range of funds client guide

*We also have to take into account shorter-term performance, which means we’ll continually monitor the underlying fund performance and make adjustments to the fund value, up or down, when necessary. These are known as Unit Price Adjustments (UPAs).

Managing volatility

PruFund has two advantages here:

  • Its smoothing mechanism can help to protect your client's investment from the impact of extreme short term market volatility 
  • Its diverse asset allocation spreads risk and helps to avoid concentration of exposure in different asset classes and geographical locations. 

The value of any investment can go down as well as up so your clients might get back less than they paid in

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.


 

PruFund quarter update from T&IO

Latest quarterly investment update for the PruFund range of funds, from fund managers M&G Treasury and Investment Office (T&IO)

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

 

How ESG applies to the PruFund range

The process and philosophy behind how we manage PruFund money has not changed, only evolved. We remain long-term investors and so believe that ESG factors should be considered in addition to and alongside the more traditional financial metrics.

ESG considerations are integrated into all of our investment decisions relating to asset allocation, mandate design and manager selection and oversight.

PruFunds screen for companies that intentionally violate human rights, labour standards, environment standards and anti-corruption laws. Certain actions will be taken, ranging from monitoring to engagement, to outright exclusion, based on our assessment of the individual company and the circumstances of the violation.

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.


 

PruFund quarter update from T&IO

Latest quarterly investment update for the PruFund range of funds, from fund managers M&G Treasury and Investment Office (T&IO)

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.