For UK financial advisers only, not approved for use by retail customers. Click here for the customer website.

PruFund is now also
available on the
M&G Wealth Platform

PruFund is now accessible to you in a variety of ways

In addition to accessing the range through existing packaged retirement and investment products you may already be familiar with, you now get the option to access it through the award-winning M&G Wealth Platform too.

New to PruFund?

Speak to one of our Account managers who can discuss this further with you.

 

Keeping your clients up to date

Here's just a sample of the support material you can use to help with your client conversations around PruFund. For more support see top tabs 'tools and documents' and 'client support'.

PruFund Growth Report

PruFund Cautious Report

PruFund Client Guide

PruFund Smoothing Guide

Our view doesn't count as much as yours

Listen to peers discuss why they consider using PruFund as part of their overall client strategy, including:

  • Why advisers like PruFund as a fund offering.
  • Types of clients advisers consider PruFund for.
  • How clients have felt about performance and the outcome they’ve received.

The value of any investment can go down as well as up so your clients might get back less than they paid in. Past performance is not a reliable indicator of future performance.

 

Fund availability

This table shows a number of places where the PruFund range of funds are available.

  Prudential PruFund Growth Fund Prudential PruFund Cautious Fund Prudential Risk Managed PruFund Funds Prudential PruFund Planet Funds
Prudential Retirement Account
International Portfolio Bond
Flexible Retirement Plan*  
Prudential ISA  
Prudential Investment Plan  
Prudential International Investment Bond**    
Trustee Investment Plan  
M&G Wealth Platform ISA


M&G Wealth Platform SIPP


M&G Wealth Platform JISA



*The Flexible Retirement Plan (FRP) closed to new business on 17 September 2018 but if your client is an existing FRP customer they can still make changes to their plan.

**Available with currency options for PruFund Growth Fund and PruFund Cautious Fund (Sterling, Euro, US Dollar).

This is not a comprehensive list of the availability of these funds. Please refer to the appropriate fund guide or product information pages for more information.

PruFund is now accessible to you in a variety of ways

In addition to accessing the range through existing packaged retirement and investment products you may already be familiar with, you now get the option to access it through the award-winning M&G Wealth Platform too.

New to PruFund?

Speak to one of our Account managers who can discuss this further with you.

 

New monthly PruFund Growth and PruFund Cautious reports.

The latest monthly investment update for both PruFund Growth and PruFund Cautious funds, with an overview of recent performance, current asset allocations and supporting market context to help onward conversations with clients. 

Download PruFund Growth report

Download PruFund Cautious report

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.

 

 

PruFund - Insight into alternatives

A look at our current alternative investments within the PruFund range of funds.

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

PruFund Global Diversification pdf

Explore PruFunds global diversification by asset class.

 

Regular PruFund updates

Regular commentary and information on the PruFund range of funds, including asset class reviews and the latest asset allocations.

PruFund - Insight into alternatives

A look at our current alternative investments within the PruFund range of funds.

 

Due Diligence and Third Party reports

A number of internal and external case studies, risk mapping documents and research guides.

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.

 

 

PruFund Insight into property

A look at our current property investments within the PruFund range of funds.

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

Client support information

A range of client facing content to support your client conversations around PruFund.

Client support material

Where PruFund Invests - support and reassurance for your clients

This short video takes a closer look at where PruFund customers are invested across the world and the underlying assets that aim to spread risk and diversify investment growth.

If you are looking to have a conversation with your clients about PruFund, share this video using this link.

Our PruFund explained video also provides more information on how the fund works.

Here's a client guide to the PruFund smoothing process.

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.

 

 

PruFund - Insight into alternatives

A look at our current alternative investments within the PruFund range of funds.

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

Managing PruFund

A combination of an established smoothing process, global diversification and fund management expertise - Our PruFund funds aim to provide your clients with a smoothed investment journey.

Expected Growth Rates (EGRs) - a forward looking projection, which reflects our view of how we think each PruFund fund will perform over the medium to long term (5-10 years or more).

Latest PruFund fund EGRs and UPAs

Access to the asset allocation and investment expertise of the M&G Treasury and Investment Office (T&IO), who manage around £152bn of Assets Under Management (as at December 2022).

Learn more about T&IO and how they manage money

Choice of seven multi-asset PruFund funds helps cater for different attitudes to risk and capacity for loss.
 

View the PruFund range of funds client guide

Managing volatility

PruFund has two advantages here:

  • Its smoothing mechanism can help to protect your client's investment from the impact of short term market volatility 
  • Its diverse asset allocation spreads risk and helps to avoid concentration of exposure in different asset classes and geographical locations. 

We also have to take into account shorter-term performance, which means we’ll continually monitor the underlying fund performance and make adjustments to the fund value, up or down, when necessary. These are known as Unit Price Adjustments (UPAs).

The value of any investment can go down as well as up so your clients might get back less than they paid in

Want to speak to us about PruFund?

Arrange a call back

More about PruFund

PruFund 2022 Strategic Asset Allocation Review

An overview of current asset allocation positions for the PruFund range of following the 2022 annual Strategic Asset Allocation Review.

PruFund Stewardship report

Client-facing report that reviews how we are investing your clients money within the PruFund range of funds.

 

 

PruFund - Insight into alternatives

A look at our current alternative investments within the PruFund range of funds.

PruFund Factsheets

A closer look at fund performance for the PruFund range of funds.

Are you aware of the true diversification levels of PruFund?

The pie charts below provide insight into the current asset class exposures for PruFund Growth compared to the aggregrate asset allocation of the 20 largest funds in the IA mixed-20-60 sector.

Asset allocations are regularly reviewed by the M&G Treasury and Investment Office (T&IO) and may vary from time to time, but will always be consistent with the fund’s objective.

The value of a long-term investment outlook

Parit Jakhria, Director of Long-Term Investment Strategy at T&IO discusses:

  • How PruFunds investment philosophy has evolved over the past 18 years
  • The funds long term outlook
  • How it's navigated uncertainty for customers for 18 years
  • The funds robustness and opportunity based nature helping support growth potential

18 years of smoothed returns

Our PruFund Growth Fund just got older. The fund has now been navigating uncertainty for 18 years.

6.71%

18 year annualised return
For PruFund Growth as at February 2023*

34

Made up of different asset types**

£59bn

Invested in the PruFund range of funds
as at December 2022***

12

PruFund funds available - PruFund Growth, PruFund Cautious, Risk Managed PruFunds 1-5 and PruFund Planet funds 1-5**

*Source FE Analytics. ** Source Treasury and Investment Office (T&IO) *** Source Prudential

What's behind the success?

A combination of global diversification, an established smoothing process and a forward looking and long-term approach to investing.

Take a look back at how PruFund Growth has weathered the market.


Please remember the value of an investment can go down as well as up and your clients may get back less than they’ve paid in. Past performance is not a reliable indicator of future performance

Want to speak to us about PruFund?

Arrange a call back

PruFund since Pension Freedoms

View how PruFund has performed since pension freedoms for a range of clients while supporting Income Drawdown including:

  • PruFund in drawdown how does it compare
  • PruFund in Retirement Account - how has it worked
  • Using PruFund with cashflow modelling

PruFund Since Pension Freedoms

You don't just have to take our word for it

In the latest AKG report on PruFund, some key observations included:

  • The core PruFund Growth and PruFund Cautious Funds have both generally displayed a consistent and strong track record in terms of performance against stated objectives.
  • The performance presents a positive endorsement of the investment approach, risk management, product design and governance structure.

AKG PruFund Report   AKG Provider Report