Risk Managed Passive range of funds

A range of funds designed to align with different attitudes to risk

Leading experts

Globally diversified, multi-asset funds

Choice of five funds

Fund details

Risk Managed Passive range of funds

Our Risk Managed Passive range of funds gives access to a choice of five risk-managed multi-asset funds, each with its own risk profile. These funds are invested in a mix of assets with the aim to limit volatility, and can be matched to a client’s attitude to risk.

Please remember that the value of your client’s investments can go down as well as up and they may not get back what they have paid in.

Fund availability

Product	Risk Managed Passive 1	Risk Managed Passive 2	Risk Managed Passive 3	Risk Managed Passive 4	Risk Managed Passive 5
Prudential Retirement Account**	✓	✓	✓	✓	✓
International Portfolio Bond**	✓	✓	✓	✓	✓
Prudential ISA**	✓	✓	✓	✓	✓
Flexible Retirement Plan#	✓		✓
OEIC funds*	✓	✓	✓	✓	✓
Prudential Investment Plan	✓	✓	✓	✓	✓
Prudential International Investment Bond	✓		✓
Trustee Investment Plan	✓

# The Flexible Retirement Plan (FRP) closed to new business on 17 September 2018 but if your client is an existing FRP customer they can still make changes to their plan.

*Waystone Management (UK) Limited are responsible for all the regulatory and legal aspects of the OEIC funds. Accordingly OEIC fund names are prefixed with "WS".

**The Prudential Retirement Account, International Portfolio Bond and Prudential ISA invest in the OEIC versions of the funds while the other products invest in the Unit-Linked versions. The Unit-Linked versions generally have a slightly larger proportion of their holdings in cash and may have different charges. This, together with the different taxation that may apply to different products, will mean their investment performance can differ from one product to another.

This is not a comprehensive list of the availability of these funds. Please refer to the appropriate fund guide or product information pages for more information.

Asset Allocation

The Risk Managed Passive range of funds invest globally in a range of assets including equities, real estate, fixed income, alternative assets and cash.

M&G Treasury & Investment Office (T&IO) set the asset allocation for each portfolio. M&G Investment Management Ltd are the investment managers for the WS Prudential Risk Managed Passive Funds. They make the relevant adjustments to the portfolios based on T&IO recommendations.

Risk Mapping Documents

A number of independent risk mapping documents are available, helping support your client conversations around our risk managed range of funds. Take a look at these risk analysis reports providing risk ratings from Defaqto, Finametrica, Synaptic and Distribution Technology.

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.