Prudential Guaranteed Income Plan

A plan that you can tailor to your clients’ needs

Ready to elevate your clients’ retirement strategy? You've landed in the right place. 

Tailor a solution to suit different client needs

Enjoy an easy, intuitive application journey

All backed by the UK’s largest With-Profits fund

"The new Prudential Guaranteed Income Plan is a great addition to our retirement planning strategy and one that I’ve already recommended to suitable clients. The process of obtaining a quote through to a final application has been very straightforward which is always welcome. We like the fact that it has the backing of the Prudential With-Profits fund, giving me the confidence needed when making important investment decisions."

John Howse, Director, Sheila Tarr

What’s the Prudential Guaranteed Income Plan?

Looking to offer your clients a financial solution that fits like a perfectly tailored suit?

The Prudential Guaranteed Income Plan offers clients the flexibility to tailor their retirement income to suit their individual needs - whether they’re transitioning gradually into retirement or investing a lump sum for a guaranteed return, the plan provides both adaptability and peace of mind - it's designed for real retirement journeys elegantly suited to individual client's needs.

This Adviser guide covers everything you need to know - from how it works and who it's intended for and the need to know costs and charges.

Why choose it?

Easy and intuitive
A simple, two-screen quote and recommend process making life easier for you.

Tailored for phased retirement
Clients can draw a short-term guaranteed income while keeping the rest of their pension invested for future growth.

Not ready for a lifetime annuity
Perfect for those who want income now but aren’t ready - or don’t need - to commit to a lifetime annuity.

Attractive to scheme members looking to grow their savings with confidence 
Offers a guaranteed rate of return on a lump sum, helping younger clients grow their pension savings with confidence.

Flexible payout options
Choose income, a lump sum, or a combination - whatever suits your client’s needs.

Let's look at how Prudential Guaranteed Income Plan works in real life

Building trust and long-term relationships is part of your everyday. Whether your client is looking for a guaranteed income, a lump sum at the end of the term, or a combination of both, the Prudential Guaranteed Income Plan offers flexible options to suit different financial needs.

Explore the case studies below to see how each option can work in practice, helping to deliver confidence and certainty for your clients.

This plan gives your clients a guaranteed return, but if the plan’s investments do better than the guaranteed return, the extra return gets added on.

This plan gives your clients a guaranteed lump sum – and the highest possible one. If the fund performance is better than expected, those wins are passed on to your clients.

This plan is great for someone who wants a fixed-term solution that they can reassess and change in a few years’ time.

Further support on the Prudential Guaranteed Income Plan

Get access to further support, register a scheme and use the new Prudential Guaranteed Income Plan calculator.

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Key documents for your client conversations

Online access and personal support

Log in to get a quote or manage your clients with our secure online services - or request a callback from our team.

Prudential Guaranteed Income Plan

Get access to further support, register a scheme and use the new Prudential Guaranteed Income Plan calculator.

Quote or manage clients

Log in to get a quote or manage your clients with our secure online services.

Need help or have a question?

Whether you need help understanding the Prudential Guaranteed Income Plan or want to speak with someone directly, our team is here to support you.

Request a call back