Passive Risk Level |
Defaqto |
Synaptic Risk |
EV | Finametrica |
Dynamic Planner |
Oxford Risk | |||
|---|---|---|---|---|---|---|---|---|---|
| (1-5 scale) | (1-10 scale) | (1-5 scale 15 year) | (1-10 scale 15 year) | (1-5 scale) | (1-7 scale) | ||||
Risk report |
Report as at Q3 2024 | Report as at Q2 2024 | |||||||
Passive 1 |
2 |
2.3 |
3 |
1 |
2 |
24-45 |
3 |
2 | 2 |
Passive 2 |
3 |
2.6 |
4 |
2 |
4 |
46-54 |
4 |
2 | 3 |
Passive 3 |
4 |
3.1 |
5 |
3 |
6 |
55-65 |
5 |
3 | 4 |
Passive 4 |
6 |
4.1 |
7 |
4 |
8 |
66-76 |
6 |
4 | 5 |
| Passive 5 | 8 | 4.6 | 8 | 5 | 9 | 77-100 | 7 | 4 | 5 |
Passive is a range of five risk-managed portfolios each with different levels of potential risk and reward. Invested regionally, they select from the 'Whole of Market' passive investment instruments. They use a long-term strategic asset allocation and a wide range of asset classes. The active tactical asset overlay aims to boost investment returns relative to the strategic asset allocation.
The value of any investment can go down as well as up, so your customer might not get back the amount they put in.
An introduction to the Passive Range
In this video, that you can show to your clients, Shanti Kelemen, Chief Investment Officer at M&G Wealth Investments explains more about the Passive range.
Passive is a range of five risk-managed portfolios, predominately invested in passive funds:
- Majority of the portfolio invested in funds that hold equities and bonds from specific regions, such as a UK equity fund or UK corporate bond fund
- Mainly passive funds are used within the portfolios
- Typically, the portfolios contain circa 15 funds
- Available on a wide range of platforms
- 0.15% discretionary management fee
Passive Due diligence guide Passive client guide Service value assessment
How can you access our MPS ranges?
The Passive range can be accessed through the following platform providers:
- M&G Wealth Platform
- abrdn Wrap
- Aegon Retirement Choices (ARC)
- Aegon Platform (previously Cofunds)
- Aviva
- Fidelity Adviser Solutions
- LV
- Nucleus
- Platform One
- Quilter
- Scottish Widows (formerly Embark)
- Transact
- Wealthtime (Novia)
Fact sheets
This model range has an inception date of 31/12/2014:
Balancing the risk
Explore our MPS ranges
Global ESG Themes range
A range of five actively managed multi-asset portfolios with ESG objectives.
Hybrid range
A range of five risk-managed portfolios invested in a blend of active and passive funds.
Bespoke range
Portfolios tailored to the adviser's key client segment and advice process.
Adviser support centre
Our library of support material gives you easy access to a suite of helpful items including fact sheets, guides, risk mapping, performance and investment outlooks.
Model Portfolio Service
Our model portfolio service can help advisers provide their clients with a cost effective way to invest while benefiting from active management, diversification and a wide range of ESG outcomes.
Disclosure and Regulatory
Explore the latest disclosure and regulatory information around how to complain, inducements, conflict of interest, capital requirements and the UK Stewardship Code.