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For UK financial advice professionals only
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International Portfolio Bond

The International Portfolio Bond is a single premium investment bond that allows your clients to invest in a wide range of funds.

Access to the PruFund range of funds

With their unique smoothing mechanism and globally diversified multi-asset portfolios

Tax efficiency

International bonds benefit from gross roll up, giving your clients investments greater potential to grow free from tax

Tax planning options

Use Prudential’s suite of trusts to help with your client’s inheritance tax planning options

From 1 February 2026, all new trust business applications must comply with the Central Register of Beneficial Ownership of Trusts (CRBOT) requirements. Read the full CRBOT requirements. 

Product features

  • The International Portfolio Bond, provided by Prudential Intrnational, offers your clients a wide range of investment choice with access to the PruFund Range of Funds, PruFolio Risk Managed Active and Passive Funds as well as funds from well-known external fund managers. This investment choice is combined with the taxation benefits of being an international bond.
  • Giving your clients the ability to hold PruFund funds and funds from external fund managers within the same international bond.
  • Flexibility for your client to choose the number of policies for their bond, up to 9,999 (min investment amount £20,000, min £200 per policy).
Risks
  • Tax rules can change and the impact of taxation and any tax relief depends on your clients individual circumstances, including where they live.
  • Please remember that the value of your clients investment can go down as well as up and they may not get back what they paid in. When they take money out and/or when we take a charge this will reduce the value of their investment.

Investment options

The International Portfolio Bond offers your clients a wide range of investment choice with access to the PruFund range of funds, PruFolio Risk Managed Active and Passive Funds as well as funds from well-known external fund managers.

For more information on the available funds please see our International Portfolio Bond fund list.

PruFund

Our range of globally diversified, expertly managed multi-asset solutions, offering the potential for growth. Their established smoothing mechanism aims to provide clients with a less volatile investment experience.

PruFund Growth
  • Aims to maximise growth
  • Currently invests in UK and International equities, property, fixed interest securities, index-linked securities and other specialist investments
More information
EGR & UPA
PruFund Cautious
  • Aims for steady and consistent growth through a cautious approach to investing
  • Currently invests in UK and international equities, property, fixed interest securities, index-linked securities, cash and other specialist investments
  • We may occasionally move outside this range to meet the fund objectives
More information
EGR & UPA
PruFund Planet
  • Five funds, each applying an ESG investing approach
  • Each fund is designed to suit different attitudes to risk and reward
  • The fund proactively looks for opportunities to invest in companies and projects that aim to provide positive outcomes for people and the planet
More information
EGR & UPA
Risk-managed PruFunds
  • Five Risk Managed PruFunds
  • Each fund is designed to suit different attitudes to risk and reward
  • The funds aim to meet volatility ceiling limits, allowing us to manage their risk profile over time and align it closer to your clients risk assessment
More information
EGR & UPA

Risk Managed

The risk-managed range of funds aim to achieve the right mix for your client’s portfolio with a balance of cost, investment styles and a choice of five risk levels.

There are two ranges: Risk-Managed Active and Risk-Managed Passive. The funds are available across a wide range of platforms.

Risk Managed Active

  • A range of multi-asset, Open Ended Investment Company (OEIC) funds
  • Fully-diversified actively managed
  • The funds invest across a broad range of asset classes, designed for medium to long-term investment (5-10 years or more)
More information

Risk Managed Passive

  • A range of multi-asset, Open Ended Investment Company (OEIC) funds
  • Offers a lower-cost investment option with the benefit of a multi-asset approach
  • The funds invest across a broad range of asset classes, designed for medium to long-term investment (5-10 years or more)
More information

Other investment options

ESG funds, OEICs, direct investment in UK stocks and shares and exchange traded funds.

M&G OEICs

M&G Absolute Return Bond Class PP GBP
M&G Corporate Bond Class PP GBP
M&G Emerging Markets Bond Class PP GBP
M&G Episode Allocation Class PP GBP
M&G Episode Growth Class PP GBP
M&G Episode Income Class PP GBP
M&G Episode Macro T-Hedged Net GBP
M&G European Corporate Bond Class

M&G Sustainable Multi-Asset Cautious Fund

M&G Sustainable Multi-Asset Cautious Fund
M&G Sustainable Multi-Asset Balanced Fund
M&G Sustainable Multi-Asset Growth Fund

Tools & calculators

Inheritance Tax Calculator

Calculate potential inheritance tax liabilities when establishing a discretionary Gift Trust, discretionary Discounted Gift Trust or discretionary Loan Trust.

Use calculator
Fund Performance, Factsheet and Charting Tool

Find out which funds we offer - together with fund factsheets, performance information and more.

Use tool

e-signature

What documents can e-signatures be used with?

  • Application forms
  • Non-Irish residence declaration
  • TRSC forms
  • Full and partial encashment forms
  • Regular withdrawal forms
  • Change of address forms
  • Fund switch request forms
  • Nomination of beneficiary forms
  • Fund advisor forms
  • Adviser charging instruction forms
  • Investment adviser appointment forms
  • Internal Trust Register

e-signatures can't be used with the following documents:

  • Power of Attorney documents
  • Wills
  • Prudential International (PIA) trust deeds
  • Bespoke trust deeds (non-PIA trusts)
  • Assignments/change of ownerships

The signed document must include an audit review summary page that confirms:
 

  • Unique document identifier
  • The names/email addresses of the parties that have e-signed a document
  • The dates and times it was e-signed
  • The IP address of the location that it was signed, additionally it may contain the MAC address of the electronic device that was used


The form will not be accepted if it does not include the audit review summary page.

We can only accept application forms and documentation from the following approved e-signature providers:

  • DocuSign
  • Xodo Sign
  • Adobe Sign (this excludes Adobe Fill & Sign)
  • Advicefront
  • Dropbox Sign
  • E-Sign
  • Legalesign
  • Nitro Sign
  • RSign
  • SignNow
  • Standard Chartered eSign
  • Signable

Illustrate and apply

Access our online services to illustrate and apply for the International Portfolio Bond

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The information provided is by Prudential Distribution Ltd, and/or M&G Wealth Investments LLP, Investment Funds Direct Limited, Prudential International Assurance and/or The Prudential Assurance Company. 

To understand M&G's business and brands, you can view our Corporate & Regulatory Information.

© M&G 2026