Discover PruFund

A smoothed multi‑asset fund range that helps you deliver better client journeys and more predictable outcomes, supporting client peace of mind through volatility and drawdown.

The most diversified multi-asset fund available to UK investors
Private market exposure typically associated with institutional investors
Proven smoothing mechanism to navigate volatility

PruFund in numbers

£134bn

Part of the £134bn Prudential With-Profits Fund, a life fund with broader access to asset types

£70bn

Assets under management in the PruFund range

500k

Individual investors

Figures correct as at 31 December 2025.

An engine you can rely on

Attractive returns don’t have to come at the expense of a stable investment journey. For more than two decades, PruFund has navigated market uncertainty, through the financial crisis, COVID and beyond. Consistent and dependable – proven by the test of time.  

Different by design

In a market saturated with multi-asset solutions, PruFund stands in a league of its own. What sets it apart is not a single feature – it’s the unique combination of three core elements that, together, deliver a powerful investment experience.  

Scale & structure

PruFund sits within the £134bn* Prudential With-Profits Fund – a life fund with the freedom and scale to invest in a wider range of assets than standard UCITS multi-asset funds. This structure and flexibility unlocks opportunities you simply won’t find elsewhere.


*Correct as at 31 December 2025.

Deeper diversification

Access a broader investment universe, underpinned by 40 sub‑asset types and over 100 strategies, actively managed with institutional-grade exposure across private equity, private credit, commercial real estate and infrastructure.

Smoothing

An established smoothing mechanism provides some protection from the short-term ups and downs of the markets, contributing to a more stable long-term return profile. This can be a valuable tool in helping to manage sequencing risk, strategic planning and client conversations.

For anyone seeking security and consistent performance, PruFund is my go-to solution.

I've seen how PruFund delivers steady returns through all market conditions, even global crises. My clients avoid the volatility and stress of other investments, gaining confidence and peace of mind. Its scale, access to diverse assets, and smoothing mechanism mean I can reassure clients their money is working for them, helping them stay invested and maintain reliable income without the anxiety of market swings.

Rowena Griffiths, Female Financial Management

The road to multi-asset leads to PruFund

Reasons to use multi-asset...

Asset diversification

The challenge is

UCITS diversification only goes so far

Mainly equity and bonds with private assets limited by UCITs rules. 

Reasons to consider PruFund

Life Fund diversification goes further

PruFund invests in around 40 sub asset classes with a significant allocation to private markets. Private market exposure added positively post Covid.

Style diversification

The challenge is

Index concentration risks

Many MA funds & passive MPS have concentration risks – e.g. in US technology ‘Magnificent 7’ stocks.   

Reasons to consider PruFund

PruFund is actively managed

PruFund diversifies within asset class by style and uses equal & fundamentally weighted funds.   

Smoother journey than pure equity

The challenge is

Ever-present volatility can  cause panic

Recent events have caused sharp drops in MA funds that panicked many clients.   

Reasons to consider PruFund

An even smoother journey

Thanks to higher levels of asset diversity, and its smoothing mechanism, PruFund delivers an even smoother journey than other multi-asset investments.  

Regulatory drivers to outsource

The challenge is

Complexity & cost

The desire to add different third-party funds e.g to bolt on alternatives to a standard multi-asset) can drive up complexity and cost.  

Reasons to consider PruFund

Access public & private market expertise

Outsource to a manager with public & private markets expertise & the dual structure (asset mgr/insurance co.) to offer this to everyday investors.   

Cost efficiency  

The challenge is

Cost is not value

What is the cost of adding greater asset diversity, significant private market exposure and proven volatility dampening to a standard MA portfolio?   

Reasons to consider PruFund

Value

PruFund’s cost reflects it’s added value – greater asset diversity, significant allocation to private markets and a proven smoothing mechanism.

Ready to put PruFund to work?

Let’s talk about what PruFund can do for your clients – and your business.

Explore the PruFund range

PruFund Growth

The fund aims to maximise growth. It invests in shares, property, fixed interest, and other investments.

PruFund Cautious

The fund aims for steady and consistent growth through a cautious approach to investing. It invests in shares, property, fixed interest and other investments.

Risk managed PruFunds

Five funds each with their own risk profile, designed to suit different attitudes to risk and reward.

PruFund Planet

Five risk managed funds aiming to create both competitive returns and positive environmental and social outcomes.