PruFund scale and structure

Opens doors that are locked to other funds

PruFund is part of the £134bn* Prudential With-Profits Fund – the largest with-profits fund in the UK

The scale and structure of the Prudential With-Profts Fund is what sets PruFund apart from other multi-asset funds. Its life fund structure is the reason it can access a wider investment universe, including private markets while still offering daily liquidity to your clients.

Its scale and financial strength is the reason it can compete at sovereign wealth fund level for the best opportunities. And it’s the reason the smoothing mechanism can be maintained through market stress that might compromise a smaller fund.

*Correct as at 31 December 2025.

The value of any investment can go down as well as up so your customer might not get back the amount they put in. 

The fund behind the fund – scale that opens doors

80 investment specialists – one common goal

PruFund operates with a dedicated team of 80+ investment specialists – most multi-asset funds have a handful. The breadth and depth of this expertise is particularly valuable in handling private market exposure, where access to deal flow, rigorous due diligence and strong institutional relationships are critical to securing the most compelling opportunities.

Capital strength built for endurance and opportunity

The Prudential With-Profits Fund benefits from a well-capitalised balance sheet with considerable surplus capital over policyholder obligations, and has an ‘A’ AKG rating (AKG With-Profits Report 2024). It’s this strength and excess capital that allows PruFund to offer a rare mix of daily, liquid trading alongside significant exposure to less liquid, private assets – a combination which standard multi-asset funds struggle to offer. 

Asset manager, asset owner, trusted partner

M&G plc is a FTSE 100 company responsible for £345bn* worth of assets, and whose roots stretch back to 1848. M&G plc is the sum of two distinct parts – M&G Investments, a global asset manager with £81bn* in private market assets under management. And us, the Prudential Assurance Company – the insurance arm of the business, which owns the £134bn* Prudential With-Profits Fund. This depth of expertise and experience is significant contributor to the strength of the PruFund proposition. 

*Figures correct as at 31 December 2025.

PruFund is like a super tanker navigating through volatile waters –

steady, reliable, and built to endure. It's not about chasing the highest returns but providing a solid foundation for growth backed by a strong financial institution.

Jonathan L, Financial Adviser Greater Cheshire West and Chester

Learn more about what makes PruFund different

Deeper diversification

Access a broader investment universe, underpinned by 40 sub‑asset types and over 100 strategies, actively managed with institutional-grade exposure across private equity, private credit, commercial real estate and infrastructure.

Smoothing

An established smoothing mechanism moderates the effects of market volatility, helping to deliver a more stable long term return profile – a valuable tool in managing sequencing risk, strategic planning and client conversations.  

Ready to put PruFund to work?

Let’s talk about what PruFund can do for your clients – and your business.