PruFund diversification

The most diversified multi-asset fund available to UK investors

Your clients deserve exposure to the full market

PruFund is a life fund – it’s part of the £134bn* Prudential With‑Profits Fund – which means it has the freedom and scale to tap into a wider investment universe – bringing institutional‑grade access to private markets, alternatives and commodities.

*Correct as at 31 December 2025.

The value of any investment can go down as well as up so your customer might not get back the amount they put in. 

40

Sub-asset types

~100

Individual strategies

How £1,000 is put to work 
(1 block = £1)

Drill into PruFund Growth and this is what you’ll find: a multi‑layered, truly global portfolio, built on genuine asset breadth. Each asset class has a role to play. No hidden concentration risk. Just meaningful diversification – the kind you can articulate to clients with confidence.

PruFund Growth* has achieved 5.58% annualised return since launch.

The Magnificent Seven problem

Standard multi‑asset funds may appear to offer built‑in diversification.

But look beneath the bonnet and a different story emerges. Passive equity exposure can leave a large share of total risk concentrated in a handful of US technology giants. Today, the Magnificent Seven accounts for an increasingly large percentage of the S&P 500 – with clear implications for volatility and sequencing risk if sentiment flips.

PruFund offers an alternative solution

Thanks to its active management, multi-layered diversification and forward-looking approach, PruFund captures emerging opportunities beyond US equities, while balancing exposure within US equities via equal and fundamentally weighted strategies, such as earnings based rather than market-capitalisation weightings.

Less single market reliance, reduced sensitivity to a handful of stocks, and ultimately, a better night’s sleep for clients.

The potential of private markets

For the many, not the few

With public funding coming under strain and more companies staying private, many of tomorrow’s opportunities are becoming harder to access. PruFund’s 20‑year track record in private markets helps open the door to investments usually reserved for a select few – but with the potential to influence the world around us.

01

Less correlated returns improving diversification

02

Potential for higher returns

03

Potential for lower portfolio volatility

04

Possible inflation protection characteristics

05

Sustainable investment opportunities

PruFund Growth* holds ~25% in private markets

This includes exposure to infrastructure and real estate projects and high‑growth companies with the potential to shape the world of tomorrow, including firms benefiting from regulatory and societal tailwinds, low‑carbon housebuilders, energy‑transition leaders and next‑generation sustainable microchips.

*PruFund Growth Life Fund

Our clients value that PruFund isn’t a single bet, it’s a large, globally diversified portfolio with a smoothing mechanism that reduces day-to-day volatility.

That means more predictable planning conversations, particularly for income drawdown. Clients can check valuations when they wish, and they understand that unit price adjustments – positive or negative – are part of how the fund works. Overall, it’s helped them feel reassured and confident about staying invested for the long term.

Colin MacDonald, Phoenix Wealth Solutions

Learn more about what makes PruFund different

Scale & Structure

PruFund sits within the £134bn* Prudential With-Profits Fund – a life fund with the freedom and scale to invest in a wider range of assets than standard UCITS multi-asset funds. This structure and flexibility unlocks opportunities you simply won’t find elsewhere.

 

*Correct as at 31 December 2025.

Smoothing

An established smoothing mechanism moderates the effects of market volatility, helping to deliver a more stable long term return profile – a valuable tool in managing sequencing risk, strategic planning and client conversations.  

Ready to put PruFund to work?

Let’s talk about what PruFund can do for your clients – and your business.