The Risk Managed Active range of funds
Our Risk Managed Active range gives access to a choice of five risk-managed multi-asset funds, each with its own risk profile. These funds are invested in a mix of assets with the aim to limit volatility, and can be matched to a client’s attitude to risk.
Remember that the value of investment can go down as well as up and your client may not get back what they have paid in.
Fund availability
Product | Risk Managed Active 1 | Risk Managed Active 2 | Risk Managed Active 3 | Risk Managed Active 4 | Risk Managed Active 5 | |
|---|---|---|---|---|---|---|
✓ | ✓ | ✓ | ✓ | ✓ | ||
✓ | ✓ | ✓ | ✓ | ✓ | ||
✓ | ✓ | ✓ | ✓ | ✓ | ||
Flexible Retirement Plan# | ✓ | ✓ | ✓ | ✓ | ✓ | |
✓ | ✓ | ✓ | ✓ | ✓ | ||
✓ | ✓ | ✓ | ✓ | ✓ | ||
✓ | ✓ | ✓ | ✓ | ✓ |
# The Flexible Retirement Plan (FRP) closed to new business on 17 September 2018 but if your client is an existing FRP customer they can still make changes to their plan.
*Waystone Management (UK) Limited are responsible for all the regulatory and legal aspects of the OEIC funds. Accordingly OEIC fund names are prefixed with "WS".
**The Prudential Retirement Account, International Portfolio Bond and Prudential ISA invest in the OEIC versions of the portfolios while the other products invest in the Unit-Linked versions. The Unit-Linked versions generally have a slightly larger proportion of their holdings in cash and may have different charges. This, together with the different taxation that may apply to different products, will mean their investment performance can differ from one product to another.
This is not a comprehensive list of the availability of these funds. Please refer to the appropriate fund guide or product information pages for more information.
Diversification
The Risk Managed Active range of funds invest globally in a range of assets including equities, real estate, fixed income, alternative assets and cash.
Asset Allocation
M&G’s Treasury and Investment Office (T&IO) set the asset allocation for each portfolio. M&G Investment Management Ltd are the investment managers for the WS Prudential Risk Managed Active Funds. They make the relevant adjustments to the portfolios based on T&IO recommendations.
Risk Mapping Documents
