Empowering advisers. Supporting clients.

Whether your clients are preparing, transitioning, or optimising their retirement income, M&G’s integrated solutions offer everything you need - seamlessly, in one place.

Retirement isn’t a moment. It’s a journey. That’s why we’ve crafted a comprehensive suite of solutions to support advisers at every stage - with clarity, confidence, and control.

From the Prudential Retirement Account to the flagship PruFund range and Prudential Guaranteed Income Plan, our offerings deliver the flexibility and assurance your clients deserve - today and tomorrow.

Our latest article on retirement spending

Our new article explores the emotional and financial shift from saving to spending, helping clients make the most of their accumulated wealth. Read on to find out how PruFund and the Prudential Guaranteed Income Plan, can help to offer flexibility, security, and confidence for a fulfilling retirement.

Content for you

Retirement that lasts a lifetime

With life expectancy rising, the FCA now expects retirement plans to be realistic, personalised, and built for the long term. That means dividing future spending into clear buckets: essential, lifestyle, and discretionary.

Our mix-and-match approach lets you tailor our solutions so your clients’ plans evolve with them.

Watch our video to find out more.

Simplicity, flexibility and value

Combine our solutions to create personalised retirement journeys that deliver more.

Prudential Retirement Account

 

A flexible, tax-efficient pension wrapper designed to simplify retirement advice and support evolving client needs.

 

What it offers:

  • Over 650 funds, including smoothed, active, passive and ESG
  • Digital-first servicing and seamless fund switching
  • Transparent charging and no hidden fees

One account. One login. One team. A streamlined experience for advisers and clients alike.

 

 

 

 

 

Prudential Guaranteed Income Plan

 

Now available for new and existing Prudential Retirement Account customers.

 

 

What it offers:

  • Guaranteed income, lump sum, or both
  • Ideal for phased retirement strategies
  • Predictable income with transparent death benefit rules
  • Integrated with PruFund for volatility control

Security and simplicity, without added complexity.

 

 

 

 

 

The PruFund range of funds

 

Globally diversified multi-asset funds built for scale, structured for stability and smoothed for confidence.

 

What it offers:

  • Smoothed investment experience
  • Cautious, Risk Managed and ESG options
  • Ideal for income drawdown and accumulation
  • Supports bucketing strategies for essential, lifestyle, and discretionary needs

Confidence in every stage of the retirement journey.

 

 

 

 

Experts you trust and tools you need

 

Empower your advice process with intuitive, compliant tools.

 

 

Available now:

  • Prudential Guaranteed Income Plan Calculator
  • Retirement Modeller for Retirement Account
  • Award-winning technical support at your fingertips
  • Investment expertise and dedicated Account Manager support

Evidence suitability, personalise strategies, and support Consumer Duty - all with ease.

 

Please remember that the value of investments can go down as well as up, your client may not get back what they have paid in.

Got questions about retirement planning?

Whether you're looking for clarity on the Prudential Guaranteed Income Plan, want to explore the Prudential Retirement Account or PruFund, or simply prefer to speak to someone directly – our team is here and ready to support you.

Contact us now and get expert support tailored to your clients’ retirement needs.

Get in touch