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Our events have been designed to inform, interest and educate on a wide variety of topics.
On this event Les Cameron, Head of Technical at M&G Wealth, looked at the current tax landscape and what it means for those holding investments directly. He also looked at our new Tax Wrapper Comparison Tool and how it can help you with your analysis.
Les was also joined by Cat McInally, Investment Business Development Manager, who brought the attendees up to date with our current insurance bond offerings and how our investment solutions can help you deliver good client outcomes.
By the end of the session you’ll be able to:
On this session Mark Riggall, Head of Client Portfolio Management and Michael Watt, Investment Director at M&G Treasury & Investment Office, gave an update on how PruFund has performed in 2022. They also shared their views on diversifying real assets and performance.
On this session we looked the Lifetime Allowance (LTA). LTA mat be an aspiration for most to reach with their pension plans. According to provisional figures from September 2021, in the 2019/20 tax year there were 8,510 reports of LTA breaches totaling £342m in charges. With the LTA frozen until 2026, what happens should this be reached and what are the options and planning considerations?
By the end of this session you'll be able to:
The rules on tax relief and annual allowance can often lead to great confusion and frustration for clients. Therefore, this is a key area of financial planning to understand to ensure the right client outcomes are obtained.
By the end of this session you'll be able to:
Discretionary trusts offer flexibility and control over who benefits from the trust property which makes them appealing for advisers and clients alike. The benefits of using a discretionary trust are widely understood, however the tax rules that apply are perhaps less so. In this session, Neil Macleod will explain the taxation of discretionary trusts and outline some planning that can be done to mitigate it.
In particular you'll gain an understanding of:
On this event, Barrie Dawson, Technical Manager, looked at the taxation of investment income, how to best utilise allowances of income/withdrawals and choosing the most appropriate tax wrapper for a client's objectives.
In particular, you'll gain an understanding of:
PruFund market update as at March 2022 from the Investment Business Development Team. In this 5 minute video we cover:
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On this event, Mark Riggall, Head of Client Portfolio Management, M&G Treasury & Investment Office gave an update on how PruFund has performed in 2021. He also shared his latest views on asset classes and took a closer look at some key elements of the underlying investment portfolios.
In particular, you'll gain an understanding of:
On this event, Paul Fidell, Business Development Manager looked at the latest Expected Growth Rates (EGRs) and Unit Price Resets (UPRs) on a number of different products and discussed any changes made and why.
With interest rates at historically low levels, in this session, Graeme Robb, Senior Technical Manager explored the key factors to be considered with respect to companies investing surplus cash.
In particular, you'll gain an understanding of:
Trusts continue to be an important solution for inheritance tax mitigation and retaining control over lifetime gifts. On this event, Neil MacLeod explored some of the important considerations when using standard insurance company trusts.
In particular, you'll gain an understanding of:
This event looks at the role that insurance bonds play in financial planning alongside other tax wrappers such as Pensions, ISA's and Authorised Investment Funds. The event covered the tax treatment of bonds through the use of case studies and considered planning opportunities for their use.
In particular, you'll gain a better understanding of:
Pensions freedom brought along the possibility of pensions being used to cascade wealth down the generations, but as per most things, there can be complications and planning considerations that need to be factored in.
On this event, Mark Devlin, Senior Technical Manager (Pensions) went through the rules and planning considerations for leaving pensions to loved ones.
In particular, he'll help you gain an understanding of:
When planning with pensions, number crunching can take up as much time as meeting with your clients. On this event Mark Devlin, Senior Technical Manager looked at blending tax theory and case studies to show you how our tools and calculators can help you in your pension tax planning work.
On this event, Mark Riggall, Head of Client Portfolio Management provided an update on PruFund. He covered of the following areas:
Whilst divorce can take its toll emotionally, there's also financial implications especially where pensions are involved. On this event Mark Devlin, Senior Technical Manager went through the financial impacts that divorce can have on pensions.
With increasing numbers of estates being liable to six figure IHT liabilities Inheritance Tax planning is a key area. In this session Graeme Robb, Prudential Senior Technical Manager, looked at the UK IHT regime and how the use of standard insurance company trusts can play a part in delivering the right IHT planning outcomes for your clients.
In particular, he’ll help you gain a better understanding of:
With more and more people using trusts through lifetime gifting or there creation in their wills, advising trustees is a key area of financial planning. Whilst there are some similarities with advising individuals giving advice to trustees is a very different animal.
This event should help you gain a better understanding of:
Arriving at the income tax liability for a UK individual requires working through a 7 step calculation. An understanding of these steps is crucial in forming a strong foundation for understanding many other areas of financial planning from pension tax relief to tapered annual allowance, bond taxation to tax charges.
In this session, Les Cameron, Head of Technical, worked through the 7 steps and showed you how one of Prudential's flagship planning tools can help ease the pain of crunching those tax numbers.
Onshore and Offshore insurance bonds have been a staple part of financial planning for decades. And like all investments there will come a time where the money is to be withdrawn.
Including a case study to demonstrate the theory, Les Cameron, Head of Technical, helped you to gain an understanding of:
Pension freedoms and the low interest rate environment means advising business owners has never been more important or complicated. On this session Les Cameron, Prudential Head of Technical helped you gain a better understanding of:
With many more people living into old age and having capacity issues dealing with people Attorney’s has become more commonplace. On this session Neil McLeod, Prudential Technical Specialist helped you gain a better understanding of: