On-Demand Events
Pension Planning at Tax Year End
20 Feb 25 1 min read
Each year, tax year end swings around as night follows day and the M&G Technical Team field a varied amount of questions all with a tax year end bent.
5th April is generally the deadline for making a difference to your client's tax bills. And given most of this years taxable income is already "in the bank", pension contributions are the solution for many.
Les Cameron (Head of Technical, M&G)
Mark Devlin (Senior Technical Manager, M&G)
They look at all the rules you need to know about when it comes to pension contributions and how they change the tax your clients pay.
up to 90 minutes (including Q&A) I Structured CPD accredited by CII and CISI
Learning outcomes
By the end of this session, you will be able to:
- Explain the operation of pension tax relief
- Describe the interaction of annual allowance with pension tax relief
- Identify clients who could have improved outcomes through using pension contributions
Claiming your CPD
To claim your CPD certificate, test your knowledge with the questions below.
Write down your answers to each of the following questions and check your answers when you click to claim your CPD certificate on the link below
1. Individual tax relief is restricted to?
a. £60,000
b. 100% of all of your income
c. 100% of your relevant earnings or £3,600 gross if that figure is higher
d. The LSDBA
2. True or false, the value of your employer contributions to a money purchase scheme do not use up annual allowance?
a. True
b. False
3. What is the most that you can pay into anothers pension as a third party contribution?
a. 100% of your relevant earnings
b. £3,600
c. 100% of their relevant earnings or £3,600 if that is higher
d. It's unlimited
1. Individual tax relief is restricted to?
a. £60,000
b. 100% of all of your income
c. 100% of your relevant earnings or £3,600 gross if that figure is higher
d. The LSDBA
2. True or false, the value of your employer contributions to a money purchase scheme do not use up annual allowance?
a. True
b. False
3. What is the most that you can pay into anothers pension as a third party contribution?
a. 100% of your relevant earnings
b. £3,600
c. 100% of their relevant earnings or £3,600 if that is higher
d. It's unlimited
Before collecting your certificate, please take a moment to provide us feedback on this session, please email prudential.distribution.team@prudential.co.uk
Complete the form below and we’ll email your CPD confirmation to you. Please use the email address that you would usually use when contacting us.
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