Building resilient communities

Our Building resilient communities pillar focuses on repurposing spaces and places that help people and nature thrive. We work with two charity partners, Habitat for Humanity, and the Tree Council, as well as a network of bespoke projects local to our offices around the world, to provide essential needs for communities to have secure and sustainable futures.

Habitat for Humanity - Empty Spaces to Homes

1.3 million people are currently facing homelessness across Europe. This can be exasperated due to various economic difficulties, a shortage of homes, social barriers, and issues related to migration.

This is why we’re working with Habitat for Humanity. Over the last 5 years we’ve embarked on an ambitious partnership, utilising our expertise in social housing to explore the potential of converting empty buildings into homes for vulnerable people across Europe, to help address the housing crises and support people to build strength, stability and self-reliance through shelter.

The challenge
Research plays a big part in our effort, highlighting the potential in empty buildings. We started with the UK market and found that over 7,000 commercial spaces owned by local authorities across England, Scotland, and Wales could be repurposed to help with the UK's housing needs.

Coalition for change
To act on our research, we launched the Empty Spaces coalition in 2021, which brings together cross-industry stakeholders in the housing sector, to share expertise and develop ways to transform these unused spaces into homes. Together, the coalition has developed a detailed toolkit that provides guidance on how to develop and deliver empty spaces into homes in partnership with local governments and communities.

Ideas into action
Progressing research and advocacy into action, we set up demonstrator projects across Europe and hero projects in cities such as London and Warsaw that show how transforming unused spaces can benefit communities, acting as examples of how these ideas can be scaled.

Empty spaces into affordable and energy-efficient homes
As the initiative moves into its next phase, the lessons learned are being used to create even more opportunities. Together with Habitat for Humanity, we’re exploring the environmental benefits of repurposing buildings to build more resilient and sustainable communities.

In collaboration with Habitat for Humanity, our efforts aim to overcome the obstacles in housing, offering scalable and innovative solutions to meet the urgent demand for affordable housing.

Hear from Jane Rawnsley, Group Head of Corporate Responsibility, on how we’re partnering with Habitat for Humanity, using empty spaces to build future homes for vulnerable groups, with the aim of
creating thriving communities.

The Tree Council - Young Tree Champions

We are working with The Tree Council to give young people the opportunity to connect with each other and nature and develop the skills and knowledge to help tackle the climate and ecological crisis. We support schools most affected by the crisis in urban areas with high levels of deprivation (30% free school meals) and nature-poor grounds.

The Young Tree Champions programme raises awareness of the importance of protecting the environment by creating mini orchards and planting trees in urban inner city schools across the UK.

Bespoke, curriculum-linked resources and activities are hosted on an interactive Young Tree Champions website available to all schools across the UK.

Visit the Young Tree Champions website

Building Futures Around the World

We have a network of community champions in all our offices and these are an important part of how we connect and support our surrounding communities, leading and promoting local charity fundraising and volunteering.

Working together, we can direct funding and volunteering support in every single community, giving colleagues ownership and the ability to choose where to focus their support.

M&G Securities Limited: Terms and Conditions for downloading Photographic material

1. Introduction

Welcome to the myM&G campaign landing page (the "Website"). The Website is operated by M&G Securities Limited (“M&G”, “we”, “us” or “our”). By accessing or using the Website and downloading any photographs, images, graphics, or any other visual content available for download or stored on the Website or M&G’s content management system (the “Photos”), you (“You”) represent to have read, understand and agree to comply with and be bound by these Terms and Conditions (the "Terms"), forming a binding agreement between You and us. If You do not agree to these Terms, please do not use the Website.

2. Intellectual Property Rights

All Photos available on the Website are the property of M&G or its licensors and are protected by copyright, trade mark, and other intellectual property laws. Unauthorised use of any Photos or content is strictly prohibited.

3. Permitted Use

Subject to your compliance with these Terms, M&G grants You a limited, non-exclusive, non-transferable, and revocable licence to download and use the Photos available on the Website for any purpose, except for purposes which are defamatory, derogatory, related to pornography, otherwise indecent, or involve the creation or dissemination of AI-generated “deep fake images”. Photos can only be downloaded from the hidden URL provided in the press release.

4. Additional prohibitions

You agree that You will not:

(a) modify, alter, or create derivative works from the Photos;

(b) use the Photos in any manner that infringes on the intellectual property rights of M&G or any third party;

(d) share the hidden URL with any unauthorised third party.

5. Attribution

When using the Photos, You must provide appropriate credit to M&G by including a link to our Website or mentioning the source in a manner that is reasonable and customary.

6. Disclaimer of Warranties

The Photos on the Website are provided “as is” without any warranties of any kind, either express or implied. M&G does not warrant that the Photos will be error-free or that your access to the Photos will be uninterrupted.

7. Limitation of Liability

In no event shall M&G be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Photos, even if M&G has been advised of the possibility of such damages. As the Photos are provided free of charge, M&G's total liability to You for any damages, losses, and causes of action shall not exceed the amount paid by You for accessing the Photos, which is nil.

8. Indemnification

You agree to indemnify and hold harmless M&G, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Photos.

9. Changes to these Terms

M&G reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. If a "click to accept" mechanism is not implemented, You will be notified of changes to the terms via email or a prominent notice displayed on the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms, including any questions regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Information

If you have any questions or concerns about these Terms, please contact us at lucy.riazi@mandg.com.

Reframing retirement