Top-up Search Facility
In order to obtain the current details of the policy you wish to top-up, you will need to enter the seven digit policy number (in the format: NNNNNNA).
If you do not know the policy number, click on 'follow this link' to use the Policy Search Facility. You will need to know the policy owner's Surname, Date of Birth and Post Code to find the correct policy number.
Change Adviser
Clicking Change Adviser will take you back to the Agency Number selection screen, allowing you to input a different agency number for your firm, if required.
Policy Search Facility
Enter the owner Surname, Date of Birth and Postcode for the original policy, then select Search.
Clicking Reset Screen clears the information from the page.
Change Adviser
Clicking Change Adviser will take you back to the Agency Number selection screen, allowing you to input a different agency number for your firm, if required.
Policy Search Result
The results of the search are shown on this page.
Choose the policy you wish to top-up by clicking the radio button in the Select column beside the appropriate policy number.
Next
Click on Next which takes you to the Top-Up Search Facility, where the policy number will be populated in the appropriate field.
New Search
Click on New Search to return to the Policy Search Facility.
Review your client's details
Registered Individual Name
If you are the Registered Individual please enter your details in the First Name(s) and Surname fields. Otherwise, please enter the name of the Registered Individual who has requested the top-up illustration.
Enter your own reference
You can enter any reference you like up to 25 characters long. The reference will be displayed on the illustration summary page and also on the printed illustration if it is produced. You do not have to enter a value in this field.
Client Details
Displayed here are your client's personal details giving you the opportunity to ensure our records are up to date.
Back
Click on Back to review or amend details previously entered on this illustration.
Next
Click on Next to proceed with the top-up illustration.
Review your client's investment details
Policy Details
This shows the various details for the policy as currently held on our records, including withdrawals information and bank details if withdrawals were set-up on the original plan.
Fund Details
This area shows the investment fund(s) currently selected on the original policy, and the percentage allocated to each.
Guaranteed Minimum Death Benefit option
This statement confirms if this option exists on the original policy.
Cash-in Charge option
This statement confirms if the '3 Year' or '5 Year' option exists on the original policy. . For policies which commenced before 25th April 2005, no early cash-in charges will apply to the additional investment.
Automatic Rebalancing option
This statement confirms if this option exists on the original policy.
Withdrawals
If withdrawals do not exist on the original policy, select 'Yes' if you want to illustrate with the introduction of withdrawals. Otherwise, select 'No'.
If withdrawals do exist on the original policy, select 'Yes' if you want to illustrate without withdrawals. Otherwise, select 'No'.
If withdrawals do exist on the original policy, select 'Yes' if you want to illustrate assuming withdrawals proportionately increase. Otherwise, select 'No'.
If this is a top-up to a Distribution Bond, select 'Yes' if you want to illustrate assuming current Distribution Details. Otherwise, select 'No'.
Changing Fund Details
Select 'Yes', if you wish to illustrate with different Fund Details to those which exist on the original policy. Otherwise, select 'No'.
If Automatic Rebalancing exists on the original policy, you will not be able to select 'Yes' to this question. Please contact your Prudential Account Manager if you wish to change your Fund Details.
Back
Click on Back to review or amend details previously entered on this illustration.
Next
Click on Next to proceed with the top-up illustration.
Top-up Investment
Has your client taken any withdrawals from any Prudential Bond or Plan within the last 12 months?
If withdrawals have been taken from any Prudential Bond or Plan within the last 12 months (excluding regular withdrawals of 5% p.a. or less), Prudential reserves the right to return the investment to which this illustration refers.
How much does your client(s) wish to invest?
Please enter the investment amount within the range indicated - if the intended investment is outside this range please contact your Prudential Representative.
Do you wish to view/amend your commission?
Selecting 'Yes' will display commission options available to you, for this illustration, on a later page. If you do not select this, it will be assumed that your standard commission rate and deal will apply.
Interest Sweep
This option automatically transfers the growth element from the Prudential Cash Fund at the end of each quarter into any of the other Unit-Linked Funds. This option requires a minimum investment of £100,000 into the Prudential Cash Fund.
A maximum of three target funds can be selected for Interest Sweep.
This option can only be chosen for Unit Linked Funds. The following funds cannot receive the Interest Sweep: With-Profits (Optimum Bonus) Fund, With-Profits (Optimum Return) Fund, PruFund Funds and Prudential Distribution Cash Fund.
Interest Sweep option cannot be chosen if Automatic Rebalancing currently applies on the existing investment.
Note: The selection of Interest Sweep is not currently available online. If you would like your top-up illustration to include Interest Sweep, please call our illustrations team on 0808 234 0808.
Back
Click on Back to review or amend details previously entered on this top-up illustration.
Next
Click on Next to proceed with the top-up illustration.
Fund Details
This shows the funds selected for previous investments into the policy. The top-up will be invested in the funds specified. Please ensure that this reflects the desired fund choice before proceeding. The allocation of your client's previous investments will remain unchanged.
Please note that your client cannot invest in any more than ten funds at any one time (including previous investments). The funds previously invested in can therefore be reduced or set to 0% if required, but cannot be completely de-selected.
Unit Linked Only
You can select from one to ten funds from the lists displayed and you will also need to enter an allocation percentage for each fund chosen. The total percentage must equal 100%. For example, you could choose 'Prudential Managed' and '100' or 'Prudential Managed', '50' and 'Prudential Japanese', '50'. Both these selections will show as Unit Linked 100% on the summary page to follow but will display as individual funds and percentages on the printed illustration.
Unit Linked and With-Profits combination
You can also select With-Profits and Unit Linked combination, e.g. 'Prudential Managed' and '75' and 'Prudential Optimum Bonus With-Profits' and '25'. This will be displayed as 'With-Profits 25% Unit Linked 75% on the summary page to follow but again the individual funds will be displayed on the printed illustration.
If one or more of the Distribution Income Funds are chosen, the Distribution Cash Fund will also automatically be added as one of your ten fund choices. Non-protected PruFund Funds each count as two out of the ten fund choices as we will automatically add the relevant PruFund Holding Account to the funds selected.
Protected PruFund Funds are not available for additional investments.
PruFund Funds are only available on policies which started on or after 25 April 2005.
For more information on the funds that are available please refer to the relevant Fund Guide in the Pruadviser Literature Library.
Back
Click on Back to review or amend details previously entered on this top-up illustration.
Next
If further information is required for this top-up illustration, the Next button will show. Click on Next to proceed with the top-up illustration.
Calculate
If no further information is required for this top-up illustration, the Calculate button will show. Click on this to calculate the illustration and move to the illustration summary page.
Illustration Summary
Displayed is a review of the details selected for this illustration together with the projected fund figures at year ten.
If any of the details need to be changed you will need to click 'back', change the details and click 'calculate' again. A unique illustration reference number will be allocated each time 'calculate' is clicked.
Back
Click on Back to review or amend details previously entered on this illustration.
Next
Click on Next to move to the Next Steps page where you can print the illustration and product literature, as well as Apply online.
Illustration Next Steps
View Illustration
Click this link to open up a PDF of the full illustration, which you can print or save.
View Application Form
Click this link to open up a partially completed Application Form. This has been part completed with data you have already entered online as part of your illustration request.
Literature
Click this link to access our Literature section where you can print the Key Features and other supporting product literature.
Apply
To proceed with the Online Application for this session, click on Apply. If the illustration has been retrieved, a Recalculate button will show and a message will display requesting you to recalculate before proceeding to Online Application
Back
Click on Back to review or amend details previously entered on this illustration.
Search facility
Please enter data in at least one of the fields so that a Search can be carried out.
It is recommended that you enter a date range to enable a quicker return of information.
Change Adviser
Click this button to change the Agent number used as the basis for the search
Reset
Clicking the Reset button will clear any data entered.
Search
Click Search button to proceed with the search on the data entered.
Top-up Illustration Search Results
Click the button in the Select column beside the Illustration that you wish to retrieve.
View Illustration
Click on 'View Illustration' to view the illustration pdf which you can print or save.
View Application
Click 'View Application' to open up a partially completed Application Form. This has been part completed with data you have already entered online as part of your illustration request.
Retrieve Illustration
Click on 'Retrieve Illustration' to view the data that has been entered online for this Illustration or to Apply Online. You will be directed to the Illustration Summary page where you can proceed to Next Steps in order to recalculate the illustration and Apply Online.
New Search
Click on 'New Search' to return to the Search Facility.
