When it comes to delivering retirement outcomes, a simple way of looking at income is the four L's – Living, Lifestyle, Luxury and Legacy.
In this session we take a look at the key risks facing those approaching or already in retirement, and compare the use of lifetime guarantees and temporary guarantees in delivering client outcomes.
With one eye on the "legacy", we'll also look at the death benefits attached to guaranteed incomes and their role in intergenerational wealth transfer.
There's also a short half-time show where we'll cover the Prudential Guaranteed Income Plan.
Learning outcomes
By the end of this session you will be able to:
Claiming your CPD
To claim your CPD certificate, test your knowledge with the questions below.
Write down your answers to each of the following questions and check your answers when you click to claim your CPD certificate on the link below
A. A beneficiaries lifetime annuity (bought with an inherited pension fund) can have death benefit options attached to this?
1. True
2. False
B. A Fixed Term Annuity (FTA) with a joint life selected will be an excluded benefit when IHT applies to unused pension death benefits in April 2027?
1. True
2. False
C. A lifetime annuity can have who as a joint life at the point of annuity purchase?
1. Spouse/Civil Partner only
2. Any dependants
3. Anyone
4. Children over 40 only
To claim your CPD certificate, test your knowledge with the questions below.
Write down your answers to each of the following questions and check your answers when you click to claim your CPD certificate on the link below
A. A beneficiaries lifetime annuity (bought with an inherited pension fund) can have death benefit options attached to this?
1. True
2. False
B. A Fixed Term Annuity (FTA) with a joint life selected will be an excluded benefit when IHT applies to unused pension death benefits in April 2027?
1. True
2. False
C. A lifetime annuity can have who as a joint life at the point of annuity purchase?
1. Spouse/Civil Partner only
2. Any dependants
3. Anyone
4. Children over 40 only
Complete the form below and we’ll email your CPD confirmation to you. Please use the email address that you would usually use when contacting us.
Ask an expert
Submit your details and your question and one of your Account Managers will be in touch.
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