Multi Asset Investments

The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested. 

Who are we?

M&G’s Multi Asset team invests across global asset classes using their distinctive ‘Episode’ investment process. We have applied this approach consistently for over 20 years, and believe we are well-positioned to select attractive investment opportunities globally.

What is multi-asset investing?

Multi-asset funds can offer an off-the-shelf solution for investors looking for diversification in one investment. These funds typically hold a blend of different investments as individual asset classes, such as bonds and company shares, can perform differently over time as market conditions change. Investing in a range of assets can therefore help insulate you from the ups and downs that every type of asset can experience.

What do we do?

We believe asset allocation – managing the composition of a portfolio to balance risk and reward, according to market conditions – is the primary driver of investment returns.

We therefore aim to help customers achieve optimal asset allocation throughout the market cycle using a dynamic approach, using our flexibility to buy and sell different assets to capitalise on what we see as opportunities and navigate risks. 

We apply behavioural finance theory to respond to market ‘Episodes’, which are periods when asset prices are overly influenced by investors’ emotional behaviour rather than long-term fundamental drivers of returns.

We combine this analysis of ‘Episodes’ with in-depth research to determine the relative value of assets over the medium to long term, in order to identify what we believe are investment opportunities.

How do we deliver?

Through our approach, we look to help customers achieve their investment goals, whether that is to grow their savings, generate an income, preserve their capital or to pursue returns by investing sustainably.

Diversified growth

Dynamic asset allocation strategies targeting total returns


Growing income and capital over market cycles

Capital preservation

Highly flexible strategies designed to protect capital in changing market environments

Sustainable investing

Seeking to deliver long-term returns with environmental, social and governance (ESG) criteria applied within the investment strategy, or explicitly alongside an ESG-related objective, in some cases to deliver a measurable positive impact

For more information, please view our M&G Guide to multi asset investing

Choosing a fund

Like any investment, you should carefully consider if investing in multi-asset investments fits with your personal aims and objectives before investing. Importantly, you should also check that the profile of the funds match your own investment timeframe and appetite for risk and reward. You can find out more about the risks you need to consider before investing in our KIIDs.

Our multi-asset funds are what we class as ‘stand-alone’ funds – funds that you can hold individually, and not necessarily as part of a wider investment portfolio. Multi-asset funds spread your money across different asset types so you don't have ‘all your eggs in one basket’, offering an off-the-shelf solution if you’re looking for diversification in one investment.

Find out more about diversification in our handy M&G Guides.


Investing for a more positive future.

Contact the team

Contact us