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Multi-asset investments

For more information on the financial terms used in this page, please consult the glossary.

Contents

Who are we?

Our M&G Multi Asset team invests across global asset classes using their distinctive ‘Episode’ investment process. We have applied this approach consistently for over 20 years, and believe we are well-positioned to select attractive investment opportunities globally.

What is multi-asset investing?

Multi-asset funds can offer an off-the-shelf solution for investors looking for diversification in one investment. These funds typically hold a blend of different investments because individual asset classes, such as bonds and company shares, can perform differently over time as market conditions change. Investing in a range of assets can therefore help insulate investors from the ups and downs that an individual type of asset can experience.

What do we do?

We believe asset allocation – managing the composition of a portfolio to balance risk and reward, according to market conditions – is the primary driver of investment returns.

We therefore aim to help customers achieve optimal asset allocation throughout the market cycle through a dynamic approach, using our flexibility to buy and sell different assets to capitalise on what we see as opportunities, and to navigate risks. 

We apply behavioural finance theory to respond to market ‘Episodes’, which are periods when asset prices are overly influenced by investors’ emotional behaviour rather than long-term fundamental drivers of returns.

We combine this analysis of ‘Episodes’ with in-depth research to determine the relative value of assets over the medium to long term, in order to identify what we believe are investment opportunities.

How do we deliver?

Through our approach, we look to help customers achieve their investment goals, whether that is to grow their savings, generate an income, preserve their capital or to pursue returns by investing sustainably.

Stand-alone funds

Our multi-asset funds are what we class as 'stand-alone' funds. You can hold these funds individually, and not necessarily as part of a wider investment portfolio. Multi-asset funds spread your money across different asset types so you don't have ‘all your eggs in one basket’, offering you an off-the-shelf solution if you’re looking for diversification in one investment.

To help you easily identify our stand-alone funds you will see the following icon displayed on our multi-asset fund pages.

Our multi-asset funds

Highly flexible and tactical asset allocation strategies for capital growth

 

Growing income and capital over market cycles using a flexible and diversified approach

 

Highly flexible strategies designed to protect capital in changing market environments

 

A flexible, multi asset strategy that accesses a diversified range of global assets, with sustainability characteristics in its investment process, but without a specific sustainability goal.

For more information, please view our M&G Guide to multi-asset investing

Choosing a fund

Like with any investment, you should carefully consider if multi-asset investments fit with your personal aims and objectives before investing. Importantly, you should also check that the profiles of the funds match your own investment timeframe and appetite for risk and reward. You can find out more about the risks you need to consider before investing in our KIIDs.

Our multi-asset funds are what we class as ‘stand-alone’ funds – funds that you can hold individually, and not necessarily as part of a wider investment portfolio. Multi-asset funds spread your money across different asset types so you don't have ‘all your eggs in one basket’, offering an off-the-shelf solution if you’re looking for diversification in one investment.

Find out more about diversification in our handy M&G Guides.

Before selecting funds you should read an up-to-date version of your chosen fund's 'Key Documents': Key Investor Information Document (KIID), Prospectus and the Consumer-Facing Disclosure (CFD). These can be found on each fund page and provide important information to help you understand the funds. The value of investments will fluctuate, which will cause prices to fall as well as rise and you may not get back the original amount you invested. We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser. The views expressed here should not be taken as a recommendation, advice or forecast.


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