The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.
M&G’s Multi Asset team invests across global asset classes using their distinctive ‘Episode’ investment process. We have applied this approach consistently for over 20 years, and believe we are well-positioned to select attractive investment opportunities globally.
Multi-asset funds can offer an off-the-shelf solution for investors looking for diversification in one investment. These funds typically hold a blend of different investments as individual asset classes, such as bonds and company shares, can perform differently over time as market conditions change. Investing in a range of assets can therefore help insulate you from the ups and downs that every type of asset can experience.
We believe asset allocation – managing the composition of a portfolio to balance risk and reward, according to market conditions – is the primary driver of investment returns.
We therefore aim to help customers achieve optimal asset allocation throughout the market cycle using a dynamic approach, using our flexibility to buy and sell different assets to capitalise on what we see as opportunities and navigate risks.
We apply behavioural finance theory to respond to market ‘Episodes’, which are periods when asset prices are overly influenced by investors’ emotional behaviour rather than long-term fundamental drivers of returns.
We combine this analysis of ‘Episodes’ with in-depth research to determine the relative value of assets over the medium to long term, in order to identify what we believe are investment opportunities.
Through our approach, we look to help customers achieve their investment goals, whether that is to grow their savings, generate an income, preserve their capital or to pursue returns by investing sustainably.
Dynamic asset allocation strategies targeting total returns
Growing income and capital over market cycles
Highly flexible strategies designed to protect capital in changing market environments
Seeking to deliver long-term returns with environmental, social and governance (ESG) criteria applied within the investment strategy, or explicitly alongside an ESG-related objective, in some cases to deliver a measurable positive impact.
For more information, please view our M&G Guide to multi asset investing