For more information on the financial terms used in this page, please consult the glossary.
Maybe you feel your money could work harder for you? Perhaps our range of funds suits you better or you prefer to have all your investments in one place so they're easier to manage? If you have an ISA, Junior ISA or Child Trust Fund (CTF) with another provider, it’s easy to transfer your investment to M&G.
What can I transfer?
You can transfer the following investments to M&G:
- Stocks and Shares ISAs or Junior ISAs
- Cash ISAs or Junior ISAs into a Stocks and Shares ISA or Junior ISA
- Existing CTFs into a Stocks and Shares Junior ISA
- Matured CTFs into a Stocks and Shares ISA
Transferring your investment
Before you invest, you should read an up-to-date version of your chosen fund’s ‘Key Documents’: Key Investor Information Document (KIID), Prospectus and, for funds with sustainability characteristics or with a sustainability label, the Consumer-Facing Disclosure (CFD). You should also read the Important Information for Investors document, which includes M&G’s Terms and Conditions. These provide you with information about your investment, including details about the fund’s different share classes: be sure to choose the appropriate one for you. They also explain fund charges, including the ongoing charge, a deduction from your fund which M&G makes to cover the costs of investment management and administration. Additional fund information can be obtained from the Costs and charges illustration, and Annual or Interim Fund Reports.
The tax rules for ISAs and Junior ISAs may change in the future, and their tax advantages depend on your individual circumstances.
Transferring your ISA to M&G won’t affect its tax status or impact your ISA allowance for that tax year.
Please note, there may be a charge made by your existing investment manager to transfer your ISA, Junior ISA or CTF to us, however M&G will not charge you to process your transfer when we receive an instruction. Whilst your investment is being transferred it will be out of the market for a short period of time and will not lose or gain in value.
Steps to transfer to M&G
- Complete the ISA transfer application form, Junior ISA transfer application form, CTF transfer application form, or the Matured CTF to ISA transfer application form and return to us at the following address:
M&G Customer Relations
PO Box 9039
Chelmsford
CM99 2XG
- Alternatively, if you want a fully online service, you can invest with M&G and manage your investment by registering for our myM&G service. Once your registration is complete, you can transfer an ISA or Junior ISA investment any time day or night. And we’ll send you all your documents online. Find out more about transferring an ISA or Junior ISA to myM&G.
The value of investments will fluctuate, which will cause prices to fall as well as rise and you may not get back the original amount you invested. The views expressed on this page should not be taken as a recommendation, advice or forecast. We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser.