Please see our glossary for information on the financial terms used in this webpage.

Whatever your situation in life, it’s never too early to start planning for the future. A regular savings plan can help you maximise potential investment growth in the long term (10 years or more). Investing regularly can help smooth out the ups and downs of the markets.

The M&G Savings Plan is designed to help you make regular investments in an M&G OEIC in an account outside The M&G ISA. It gives you the freedom to invest from as little as £10.

You don’t need to invest a lump sum up front, but you can top up your plan with a one-off investment and make withdrawals whenever you like.

The M&G Savings Plan could suit you if you:

*An ISA cannot be held in joint names.

This guide explains more about who The M&G Savings Plan is designed for, but please note this is our view and doesn’t take into account your individual circumstances.

The table below shows the minimum investment limits within The M&G Savings Plan. There is no upper limit to the amount you can invest and you can choose to make regular contributions on a monthly, quarterly, semi-annual or annual basis.

Investment minimums (per fund)
By regular Direct Debit By lump sum investment
Initial amount of £10 Initial amount of £500
Top-up amount of £10 Top-up amount of £100

You can invest in most of our funds in the Fund Centre. Please read the Important Information for Investors document for more information on fund availability.

For information on making an investment with M&G, please visit our Invest with M&G page.

 

The value of investments will fluctuate, which will cause prices to fall as well as rise and you may not get back the original amount you invested. We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser. The views expressed here should not be taken as a recommendation, advice or forecast.


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