Your Final Salary Pension is designed to help you save towards your retirement. It provides benefits that are usually based on your salary and the number of years you've been in the scheme.
We recommend you get financial advice to help you make decisions about your pension savings and your retirement options.
If you are an active member of the scheme you can get a copy of your latest benefit statement or a pension valuation by contacting us.
If you are a deferred member of the scheme or a wound up scheme then you will not get an annual benefit statement.
Please contact us if you need more information relating to your pension
To change your name, we’ll need a signed letter from you with details of your previous name and your new name. We’ll also need one of the following original documents: a Marriage Certificate, Civil Partnership Certificate, Decree Absolute, Final Order or a Deed Poll.
Please send the letter, including your policy number, to Prudential, Lancing, BN15 8GB.
We'll return your document to you straight away.
If you are an active member of the scheme you should discuss with your employer what options are available for making additional payments or topping up your pension.
If you are a deferred member, no further contributions or additional benefits can be added to your pension.
We recommend you get financial advice to help you make decisions about your pension savings and your retirement options. If you don’t have a financial adviser, you can find one at unbiased.co.uk
We'll let you know your options six months before your retirement date.
Your financial adviser is best placed to help you understand what retirement options are right for you.
If you don't have a financial adviser you can find one at unbiased.co.uk.
As this is a defined benefit pension you do not get a choice over how it’s invested.
The amount of pension you receive is usually based on how much you earned whilst a member of the scheme and the number of years you were in the scheme.
No charges apply to your pension.
Annual management charges, monthly policy fee, allocation rate, bid/offer spread, transfer charges, fund charges, any associated policy charges and adviser remuneration are not applicable.
If required your pension benefits will be adjusted for early/late payment on a basis set by the trustees/policy conditions.
If you can’t find the answer you’re looking for, we’re here to help. Visit the contact us page to find the team that can help with your product query. We're available Monday to Friday, except public holidays.