Final Salary Pension (Defined Benefit)

Your Final Salary Pension is designed to help you save towards your retirement. It provides benefits that are usually based on your salary and the number of years you've been in the scheme.

We recommend you get financial advice to help you make decisions about your pension savings and your retirement options.

The value of your investment can go down as well as up, and you may not get back what you put in.

What would you like to do?

You can get a copy of your annual statement and current pension value by contacting us.

You can update your bank or building society details by contacting us.

You can change your address details by contacting us.

To change your name, we’ll need a signed letter from you with details of your previous name and your new name. We’ll also need one of the following original documents: a Marriage Certificate, Civil Partnership Certificate, Decree Absolute, Final Order or a Deed Poll.

Please send the letter, including your policy number, to Prudential, Lancing, BN15 8GB.

We'll return your document to you straight away.

We recommend that you carefully consider your options, including your tax position, before accessing your pension savings.

Taking money out is a big decision and one that’s best made with an adviser. If you don't have a financial adviser you can find one at unbiased.co.uk.

We'll let you know your options six months before your retirement date.

Your financial adviser is best placed to help you understand what retirement options are right for you.

If you don't have a financial adviser you can find one at unbiased.co.uk.

You can pause, stop or change your payments into your pension, but its important to understand the impact of these changes to your savings goals.

We recommend you get financial advice to help you make decisions about your pension savings and your retirement goals. To discuss your options, please contact us.

You'll be able to nominate a beneficiary by completing and sending us the beneficiary nomination form. To get a copy of the relevant form, please contact us.

You'll be able to check the funds you're invested in on your annual statement.

The charges that apply to your policy are detailed in your annual statement.

Need more help?

If you can’t find the answer you’re looking for, we’re here to help. Visit the contact us page to find the team that can help with your product query. We're available Monday to Friday, except public holidays.