Retirement planning


You might be looking to start a pension, pay more into your pension plan or understand more about your options for retirement – wherever you are in your retirement journey, we’re here to support you.

Here you’ll find information about pensions, planning ahead to ensure that you’re on track and how to access your pension when the time comes.

Approaching retirement with a Prudential pension

Here you'll find important information you'll receive if you have a pension product with us.

Access my pension

From age 55 (57 from 6 April 2028), there are three main ways you can take your money: Take tax-free money first, take a combination of tax-free and taxable money or take a guaranteed income for life.

Getting help to make the right decisions for you

The planning and lead up to your retirement can be daunting and you’ll have lots of decisions to make.

Guides to support your retirement journey 

Check I’m on track for retirement

Looking towards your retirement can be a nice daytime distraction but it can be a daunting thought. Planning ahead and getting ready will help ensure you’re on track for the financial future you want.

 

Benefits of topping up your individual pension

As you fund an individual pension yourself, the more you pay in, the more potential there is for you to achieve the retirement you want. You could also get tax relief on additional contributions, so it's worth considering topping up your pension.

Combine my pensions

Combining your pensions, sometimes referred to as pension consolidation, means combining some or all of your pension pots into one, which you can do at any time.

Ways to pass your pension on

The way that you decide to take your pension will affect what you can do with it when you pass away.

Tax information and allowances

We've outlined some information on the current taxation, legislation and HM Revenue and Customs (HMRC) practice which may affect you if you're saving, investing, or have a pension plan. Tax rules can change and the impact of taxation (and any tax relief) depends on your personal circumstances.

I want to learn the pension basics

Pensions can be a good way to save for your retirement and provide a way to support you financially in the future.
 

Looking to take your pension?

Whether you’re facing some tough decisions now or you want to think about your future plans, financial advice can make a real difference.

If you don't already have a financial adviser, you can find one on the website unbiased.co.uk

Arrange a chat today

Existing customers

Online service and managing you account

The quickest and easiest way to access information about your Prudential Pension is via your Online Service. If you're not already registered, it’s easy and only takes five minutes.

Help for existing customers

Information and help with your existing products, you can also manage your account with online services.

More information

Prudential Retirement Account

Find out more about our available pension product to help you plan for retirement.

Pensions through your employer

Find out more about our Additional Voluntary Contribution schemes and how we manage your pension.