Understanding your choices is the first step towards deciding what to do with your pension savings. Whether you're ready to take your pension or simply planning ahead, we'll help you explore your options and find the information that's most relevant to you.
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- Pensions
- Combining your pensions
- Access your pension
- Tax allowances
Understanding the pension basics is essential for planning a secure future. Learn how pensions work, the different types available, and what to consider as your savings grow.
Whether you’re saving for retirement in your younger years, looking at topping up your pension, exploring Additional Voluntary Contributions (AVCs), or planning for passing on your pension to loved ones, we make the essentials simple.
Stay in control of your savings. Find out how to combine old pensions, review your investment options, and make changes as your goals evolve.
When it’s time to access your savings, know the steps to do so safely and effectively. Get guidance on taking lump sums, setting up regular income, and understanding how tax could impact your choices.
Understand the tax rules around pensions – including annual allowances, lifetime limits and how to make the most of pension tax relief.
Manage your plan online
The quickest and easiest way to access information about your Pru product, manage it, or to make changes to certain personal information, is through our Online Service. Registering is quick and easy.
Already registered?
Access your product details, update your information and message us directly using our Online Service.
Tools and calculators
We have a range of calculators and tools designed to help you make informed decisions. They can show how different options might affect your retirement income, how long your money could last, and the potential impact of tax.
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Pension Pot Calculator
Estimate retirement income
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Retirement Income Planner
See how long your money could last
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Income Tax and Tax Relief Calculator
Estimate tax impact
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Retirement Contribution Calculator
Check how your contributions add up
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Emergency Tax Tool
Check potential emergency tax on withdrawals
